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About This Home

This 1-bedroom, 2-bathroom condo at 9900 S Thomas Drive in Panama City Beach, FL is listed for $338,900 ($362 per sqft). Built in 2007, the home offers 936 sqft of living space on a N/A lot.

Agent Description

Projected to generate $40K+ in 2026 with current management and new 2BR marketing (barn door bunk area). Previously produced $33,200 gross (Jan-Oct 2025) despite being offline Nov-Mar for stucco work. Major updates include new Carrier heat pump ($6,300), and water heater; updated electrical panel, LifeProof LVP flooring, new appliances (fridge, dishwasher, washer/dryer), furniture, and fresh paint.

Deeded parking space adds rare convenience and rental appeal. Low-maintenance, rental-ready, and ideal as a short-term rental, second home, or beach getaway!

Key Features

  • Built in 2007
  • 2 parking spaces
  • Waterfront

Property Details

2 full
2 spaces
#2226
2007

Amenities

WaterfrontA/C

Monthly Cost Estimate

$4,788/mo

20% down · 6.5% · 30 years

Principal$245
Interest$1,469
Insurance$99
HOA$2,975

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive

Panama City Beach, FL 32408

SHORES OF PANAMA

Features & Amenities

Interior Features

Hallway Bunk BedsNewly PaintedOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

VinylTile

Construction

Concrete

Parking

Covered

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 2-bathroom condo at 9900 S Thomas Drive is listed at $338,900 ($362/sqft). The estimated monthly payment is $4,444 based on 20% down at 6.5% interest.

HOA fees are $2975/month.

Key features include: Built in 2007, 2 parking spaces, Waterfront. Interior Features: Hallway Bunk Beds, Newly Painted, Owner's Closet. Exterior Features: Balcony.

This property is listed by Alexandra J Beddouk and can be reached at 8502408754 or alexandra.beddouk@gmail.com.

AB

Alexandra J Beddouk

Agent at LPT Realty LLC

(850) 240-8754

Listed by LPT Realty LLC · View on Broker Site

MLS# 999373· Source: listhub· Updated 62 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive, Panama City Beach, FL 32408

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