# 9900 S Thomas Drive, Panama City Beach, FL 32408

> **TL;DR:** 1bd/2ba condo, $338,900 ($362/sqft), built 2007, 936 sqft.
> Waterfront, A/C. Est. $4,444/mo. Listed 62 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $338,900 |
| Price/sqft | $362 |
| Bedrooms | 1 |
| Bathrooms | 2 full |
| Square Feet | 936 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 62 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,469 |
| HOA | $2,975 |
| **Total** | **$4,444** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- 2 parking spaces
- Waterfront

## Description

### Agent Description
Projected to generate $40K+ in 2026 with current management and new 2BR marketing (barn door bunk area). Previously produced $33,200 gross (Jan-Oct 2025) despite being offline Nov-Mar for stucco work. Major updates include new Carrier heat pump ($6,300), and water heater; updated electrical panel, LifeProof LVP flooring, new appliances (fridge, dishwasher, washer/dryer), furniture, and fresh paint. Deeded parking space adds rare convenience and rental appeal. Low-maintenance, rental-ready, and ideal as a short-term rental, second home, or beach getaway!

## Location

- **Address:** 9900 S Thomas Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** SHORES OF PANAMA
- **Coordinates:** 30.175785, -85.806205
- **Google Maps:** https://www.google.com/maps?q=30.175785,-85.806205

## Listing Agent

- **Name:** Alexandra J Beddouk
- **Brokerage:** LPT Realty LLC
- **Phone:** 8502408754
- **Email:** alexandra.beddouk@gmail.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/7f54d8189c94191aa2c29c810f215694l-f2441542642r.jpg)

*52 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-l999373)*

---

**MLS#:** 999373 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-l999373)

---

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