# 9900 S Thomas Drive #1615, Panama City, FL 32408

> **TL;DR:** 2bd/2ba condo, $359,900 ($397/sqft), built 2007, 907 sqft.
> Waterfront, View, A/C. Est. $5,166/mo. Listed 841 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $359,900 |
| Price/sqft | $397 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 907 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 841 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,820 |
| Estimated Insurance | $105 |
| HOA | $3,241 |
| **Total** | **$5,166** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Beautifully Furnished Gulf-Front Condo with great actual rental figures. Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity. Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a brand new HVAC system, new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility. Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities including expansive beach frontage, a large lagoon-style pool, an indoor heated pool, a fitness center, a spa, a tiki bar & grill, an ice cream and coffee shop, and a variety of summer activities for all ages. Centrally located, the resort is close to shopping, dining, and entertainment options. Don't miss out on this exceptional property--call to schedule your visit today!

## Location

- **Address:** 9900 S Thomas Drive #1615, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Shores Of Panama Phase I
- **Coordinates:** 30.176406, -85.806063
- **Google Maps:** https://www.google.com/maps?q=30.176406,-85.806063

## Listing Agent

- **Name:** Stephanie Ingram · **License:** 0634226
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-1615_Panama-City-Beach_FL_32408_M62520-87982?f=listhub&s=BCARFL&m=759678&c=propsimple)

## Photos

![9900 S Thomas Drive #1615 - Photo 1](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3460079928r.jpg)

![9900 S Thomas Drive #1615 - Photo 2](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4206267710r.jpg)

![9900 S Thomas Drive #1615 - Photo 3](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2355733311r.jpg)

![9900 S Thomas Drive #1615 - Photo 4](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2922809183r.jpg)

![9900 S Thomas Drive #1615 - Photo 5](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4055278790r.jpg)

![9900 S Thomas Drive #1615 - Photo 6](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3219389675r.jpg)

![9900 S Thomas Drive #1615 - Photo 7](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3394462981r.jpg)

![9900 S Thomas Drive #1615 - Photo 8](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2761887876r.jpg)

![9900 S Thomas Drive #1615 - Photo 9](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2347895956r.jpg)

![9900 S Thomas Drive #1615 - Photo 10](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2367880985r.jpg)

![9900 S Thomas Drive #1615 - Photo 11](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f749079349r.jpg)

![9900 S Thomas Drive #1615 - Photo 12](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4156050828r.jpg)

![9900 S Thomas Drive #1615 - Photo 13](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4048383307r.jpg)

![9900 S Thomas Drive #1615 - Photo 14](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2518465539r.jpg)

![9900 S Thomas Drive #1615 - Photo 15](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2990560538r.jpg)

![9900 S Thomas Drive #1615 - Photo 16](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f333756171r.jpg)

![9900 S Thomas Drive #1615 - Photo 17](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4077530771r.jpg)

![9900 S Thomas Drive #1615 - Photo 18](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f785573494r.jpg)

![9900 S Thomas Drive #1615 - Photo 19](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2636417753r.jpg)

![9900 S Thomas Drive #1615 - Photo 20](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1904924279r.jpg)

![9900 S Thomas Drive #1615 - Photo 21](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1266300855r.jpg)

![9900 S Thomas Drive #1615 - Photo 22](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3691155977r.jpg)

![9900 S Thomas Drive #1615 - Photo 23](http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1524737823r.jpg)

---

**MLS#:** 759678 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6#listing",
  "url": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6",
  "name": "9900 S Thomas Drive #1615, Panama City, FL 32408",
  "description": "Beautifully Furnished Gulf-Front Condo with great actual rental figures. Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity. Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a brand new HVAC system, new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility. Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities including expansive beach frontage, a large lagoon-style pool, an indoor heated pool, a fitness center, a spa, a tiki bar & grill, an ice cream and coffee shop, and a variety of summer activities for all ages. Centrally located, the resort is close to shopping, dining, and entertainment options. Don't miss out on this exceptional property--call to schedule your visit today!",
  "image": [
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3460079928r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4206267710r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2355733311r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2922809183r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4055278790r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3219389675r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3394462981r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2761887876r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2347895956r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2367880985r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f749079349r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4156050828r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4048383307r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2518465539r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2990560538r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f333756171r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4077530771r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f785573494r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2636417753r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1904924279r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1266300855r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3691155977r.jpg",
    "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1524737823r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3460079928r.jpg",
    "caption": "9900 S Thomas Drive #1615 - Panama City, FL"
  },
  "datePosted": "2024-07-09",
  "dateModified": "2026-10-25T10:48:32.800Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6#property",
    "name": "9900 S Thomas Drive #1615, Panama City, FL 32408",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "9900 S Thomas Drive #1615",
      "addressLocality": "Panama City",
      "addressRegion": "FL",
      "postalCode": "32408",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 30.176406,
      "longitude": -85.806063
    },
    "image": [
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3460079928r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4206267710r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2355733311r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2922809183r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4055278790r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3219389675r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3394462981r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2761887876r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2347895956r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2367880985r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f749079349r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4156050828r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4048383307r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2518465539r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2990560538r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f333756171r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f4077530771r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f785573494r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f2636417753r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1904924279r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1266300855r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f3691155977r.jpg",
      "http://lh.rdcpix.com/23524b08a87266527b7f21e48d17aff2l-f1524737823r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "759678"
    },
    "accommodationCategory": "Condominium",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 907,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2007,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Central, Electric (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Ceiling Fan(s), Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "ElectricRange, ElectricWaterHeater"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Concrete"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "Water"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Unit Number",
        "value": "1615"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Condominium"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6#offer",
    "url": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6",
    "price": 359900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6#agent",
    "name": "Stephanie Ingram",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-7d7e15822a054de6ba52161aa00aeeb6#brokerage",
      "name": "Counts Real Estate Group Inc",
      "telephone": "(850) 249-3615"
    }
  }
}
```