About This Home

This 3-bedroom, 3-bathroom condo at 9900 S Thomas Drive #228 in Panama City, FL is listed for $659,000 ($432 per sqft). Built in 2007, the home offers 1,525 sqft of living space on a N/A lot.

Key Features

  • Built in 2007
  • Waterfront

Property Details

3 full
2-car garage
#228
2007

Amenities

Waterfront
Listing Description

This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer.

This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut.

This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025!

Monthly Cost Estimate

$8,647/mo

20% down · 6.5% · 30 years

Principal$477
Interest$2,856
Insurance$192
HOA$5,123

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive #228

Panama City, FL 32408

Shores Of Panama Phase II

Features & Amenities

Exterior Features

Barbecue

Property Details

Appliances

ElectricCooktop

Questions & Answers

This 3-bedroom, 3-bathroom condo at 9900 S Thomas Drive is listed at $659,000 ($432/sqft). The estimated monthly payment is $8,647 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $5123/month.

Key features include: Built in 2007, Waterfront. Exterior Features: Barbecue.

This property is listed by Joseph Echols.

JE

Joseph Echols

Agent at Hitchcock Real Estate LLC

Listed by Hitchcock Real Estate LLC · Broker phone: (850) 866-2158 · View on Broker Site · Broker website

MLS# 782253· Source: Central Panhandle Association of REALTORS· 333 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive #228, Panama City, FL 32408

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