# 9900 S Thomas Drive, Panama City, FL 32408

> **TL;DR:** 3bd/3ba condo, $660,000 ($433/sqft), built 2007, 1,525 sqft.
> Waterfront. Est. $2,860/mo. Listed 181 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $660,000 |
| Price/sqft | $433 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,525 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 181 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,860 |
| **Total** | **$2,860** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025!

## Location

- **Address:** 9900 S Thomas Drive, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Shores Of Panama Phase II
- **Coordinates:** 30.174908, -85.806431
- **Google Maps:** https://www.google.com/maps?q=30.174908,-85.806431

## Listing Agent

- **Name:** Joseph Echols
- **Brokerage:** Hitchcock Real Estate LLC
- **Phone:** 7063404117
- **Email:** jekyll944@gmail.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/7fef19d008528ea83263ff3b88eed0f6l-f2218652322r.jpg)

*38 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l782253)*

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**MLS#:** 782253 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l782253)

---

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