# 9900 S Thomas Drive, Panama City, FL 32408

> **TL;DR:** 2bd/3ba condo, $395,000 ($334/sqft), built 2007, 1,184 sqft.
> Waterfront, A/C. Est. $1,712/mo. Listed 131 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $395,000 |
| Price/sqft | $334 |
| Bedrooms | 2 |
| Bathrooms | 3 full |
| Square Feet | 1,184 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 131 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,712 |
| **Total** | **$1,712** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

## Location

- **Address:** 9900 S Thomas Drive, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Shores Of Panama Phase II
- **Coordinates:** 30.174543, -85.806601
- **Google Maps:** https://www.google.com/maps?q=30.174543,-85.806601

## Listing Agent

- **Name:** Darlene Tate
- **Brokerage:** RC Real Estate Group
- **Phone:** 8508909309
- **Email:** tatedarlene@gmail.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f636960984r.jpg)

*34 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l784037)*

---

**MLS#:** 784037 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l784037)

---

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