# 9900 S Thomas Drive, Panama City, FL 32408

> **TL;DR:** 0bd/1ba condo, $290,900 ($615/sqft), built 2007, 473 sqft.
> Waterfront, View, A/C. Est. $1,261/mo. Listed 126 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $290,900 |
| Price/sqft | $615 |
| Bathrooms | 1 full |
| Square Feet | 473 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 126 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,261 |
| **Total** | **$1,261** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.

## Location

- **Address:** 9900 S Thomas Drive, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Shores Of Panama
- **Coordinates:** 30.174744, -85.807068
- **Google Maps:** https://www.google.com/maps?q=30.174744,-85.807068

## Listing Agent

- **Name:** Mike S Herring
- **Brokerage:** Keller Williams Realty Emerald
- **Phone:** 8503210917
- **Email:** mherringrealestate@gmail.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/b429edefc89d2d5464efbca95008ee38l-f2081406601r.jpg)

*33 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l784205)*

---

**MLS#:** 784205 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l784205)

---

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