# 9900 S Thomas Drive, Panama City, FL 32408

> **TL;DR:** 2bd/3ba condo, $413,300 ($360/sqft), built 2007, 1,148 sqft.
> Waterfront, A/C. Est. $1,791/mo. Listed 80 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $413,300 |
| Price/sqft | $360 |
| Bedrooms | 2 |
| Bathrooms | 3 full |
| Square Feet | 1,148 |
| Year Built | 2007 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 80 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,791 |
| **Total** | **$1,791** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale decor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

## Location

- **Address:** 9900 S Thomas Drive, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Shores Of Panama Phase I
- **Coordinates:** 30.17512, -85.807396
- **Google Maps:** https://www.google.com/maps?q=30.17512,-85.807396

## Listing Agent

- **Name:** Sassy French
- **Brokerage:** Keller Williams Success Realty
- **Phone:** 8656176184
- **Email:** sassyrealtor850@gmail.com

## Primary Photo

![9900 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/6e750b9abab267459ec8e4e6f7419131l-f90327037r.jpg)

*43 total photos available on [listing page](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l786779)*

---

**MLS#:** 786779 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/9900-s-thomas-drive-panama-city-fl-32408-l786779)

---

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