# 9902 S Thomas Drive #1532, Panama City Beach, FL 32408 > **TL;DR:** 3bd/2ba condo, $348,000 ($276/sqft), built 2007, 1,262 sqft. > Waterfront, View, A/C. Est. $5,058/mo. Listed 762 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $348,000 | | Price/sqft | $276 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,262 | | Year Built | 2007 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 762 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,760 | | Estimated Insurance | $102 | | HOA | $3,196 | | **Total** | **$5,058** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Fully renovated turn-key 3BR/2 BA condo in the beautiful Laketown Wharf Beach Resort. This 1262 sqft unit offers spectacular city/lake views from the 15th floor! This unit has been continuously profitable: 2021/$61,569, 2022/$50,499, 2023/$52,499, 2024/$49,858 and 2025/$55,656. Can be used as primary residence, short term rental or investment property AND this unit is being sold FULLY furnished - with no exclusions! Everything you see in the photos and viewing is being sold with the property. All furniture/linens/tv's/appliances/etc - turn-key and income producing! Step into the coastal ambience of this beautifully themed condo with touches of rich blues, whites, and creams. Your kitchen gives ample space to cook up that delicious meal as you return home from the emerald coast water and white sugary sands of the PCB coast, all just a few minutes walk, with convenient access for Laketown Wharf guests. Your kitchen features white cabinets, granite countertops and LED lighting throughout. Nestled close by you can relax on your large oversized couch, next to your electric fireplace with a large TV above. Step onto your private patio, overlooking Panama City Beach with gorgeous city and lake views below. Be mesmerized each night by the fountain and light show dancing on the lake waters below, right next to the boardwalk, where restaurants and shopping line. Soak up the rays during the day, all enjoyed in the privacy of your own balcony deck with views most dream of. Escape to your master suite with adjoining master bath and soak your cares away in your large master soaking tub. Master bath also includes dual vanities and shower. Step out your doors of your master suite right onto your private balcony. The extended balcony can be accessed from the living room and the master suite! There are two additional bedrooms with a shared bathroom, also with a shower and tub combo. This unit sleeps 6 comfortably but can accommodate up to 10 people so it's perfect for large families and entertaining. Laketown Wharf Resort is in the heart of all the fun & excitement of Panama City Beach. Just steps away from the world's most beautiful white-sand beaches, shopping, dining and entertainment. Amenities include: convenient beach access, 5 unique pools, a kids funscape playground, Splash Bar & Grill, Gulf View Fitness Center & covered garage parking. Laketown Wharf Offers A Variety Of views Including The Gulf Of Mexico, Lake & Golf Course. Enjoy the nightly fountain & light show & market shops along the 52,000 sqft Of Lakefront Boardwalk. ## Location - **Address:** 9902 S Thomas Drive #1532, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.177367, -85.804168 - **Google Maps:** https://www.google.com/maps?q=30.177367,-85.804168 ## Listing Agent - **Name:** Shantel F Peterson · **License:** 3612645 - **Brokerage:** Real Broker LLC - **Broker Phone:** (855) 450-0442 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9902-S-Thomas-Dr-Unit-1532_Panama-City-Beach_FL_32408_M65959-91153?f=listhub&s=ECARMLSFL&m=960021&c=propsimple) ## Photos ![9902 S Thomas Drive #1532 - Photo 1](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2957929930r.jpg) ![9902 S Thomas Drive #1532 - Photo 2](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f666065230r.jpg) ![9902 S Thomas Drive #1532 - Photo 3](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f4138928008r.jpg) ![9902 S Thomas Drive #1532 - Photo 4](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3882407631r.jpg) ![9902 S Thomas Drive #1532 - Photo 5](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3332563314r.jpg) ![9902 S Thomas Drive #1532 - Photo 6](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f176290815r.jpg) ![9902 S Thomas Drive #1532 - Photo 7](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f182251343r.jpg) ![9902 S Thomas Drive #1532 - Photo 8](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3008834783r.jpg) ![9902 S Thomas Drive #1532 - Photo 9](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f857478541r.jpg) ![9902 S Thomas Drive #1532 - Photo 10](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1386086399r.jpg) ![9902 S Thomas Drive #1532 - Photo 11](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f208984412r.jpg) ![9902 S Thomas Drive #1532 - Photo 12](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3548233521r.jpg) ![9902 S Thomas Drive #1532 - Photo 13](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f517707807r.jpg) ![9902 S Thomas Drive #1532 - Photo 14](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f629346796r.jpg) ![9902 S Thomas Drive #1532 - Photo 15](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1721905857r.jpg) ![9902 S Thomas Drive #1532 - Photo 16](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f261998013r.jpg) ![9902 S Thomas Drive #1532 - Photo 17](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f4013838365r.jpg) ![9902 S Thomas Drive #1532 - Photo 18](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f4020237770r.jpg) ![9902 S Thomas Drive #1532 - Photo 19](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2837419809r.jpg) ![9902 S Thomas Drive #1532 - Photo 20](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1387703014r.jpg) ![9902 S Thomas Drive #1532 - Photo 21](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3129310346r.jpg) ![9902 S Thomas Drive #1532 - Photo 22](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2133201751r.jpg) ![9902 S Thomas Drive #1532 - Photo 23](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f444210682r.jpg) ![9902 S Thomas Drive #1532 - Photo 24](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1033383575r.jpg) ![9902 S Thomas Drive #1532 - Photo 25](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2797502490r.jpg) ![9902 S Thomas Drive #1532 - Photo 26](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3591109710r.jpg) ![9902 S Thomas Drive #1532 - Photo 27](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2003781117r.jpg) ![9902 S Thomas Drive #1532 - Photo 28](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2224223485r.jpg) ![9902 S Thomas Drive #1532 - Photo 29](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1946700502r.jpg) ![9902 S Thomas Drive #1532 - Photo 30](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f680138051r.jpg) ![9902 S Thomas Drive #1532 - Photo 31](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1700746210r.jpg) ![9902 S Thomas Drive #1532 - Photo 32](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f4064961171r.jpg) ![9902 S Thomas Drive #1532 - Photo 33](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f4255124966r.jpg) ![9902 S Thomas Drive #1532 - Photo 34](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2054702041r.jpg) ![9902 S Thomas Drive #1532 - Photo 35](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2042498157r.jpg) ![9902 S Thomas Drive #1532 - Photo 36](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2150609239r.jpg) ![9902 S Thomas Drive #1532 - Photo 37](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1093649056r.jpg) ![9902 S Thomas Drive #1532 - Photo 38](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1430019494r.jpg) ![9902 S Thomas Drive #1532 - Photo 39](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3700068895r.jpg) ![9902 S Thomas Drive #1532 - Photo 40](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2114260746r.jpg) ![9902 S Thomas Drive #1532 - Photo 41](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2645977798r.jpg) ![9902 S Thomas Drive #1532 - Photo 42](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3355940008r.jpg) ![9902 S Thomas Drive #1532 - Photo 43](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3817702508r.jpg) ![9902 S Thomas Drive #1532 - Photo 44](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f816736333r.jpg) ![9902 S Thomas Drive #1532 - Photo 45](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1030807741r.jpg) ![9902 S Thomas Drive #1532 - Photo 46](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2577293174r.jpg) ![9902 S Thomas Drive #1532 - Photo 47](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1061206180r.jpg) ![9902 S Thomas Drive #1532 - Photo 48](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f562788921r.jpg) ![9902 S Thomas Drive #1532 - Photo 49](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f3119365563r.jpg) ![9902 S Thomas Drive #1532 - Photo 50](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1145443236r.jpg) ![9902 S Thomas Drive #1532 - Photo 51](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f2542115074r.jpg) ![9902 S Thomas Drive #1532 - Photo 52](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1860977611r.jpg) ![9902 S Thomas Drive #1532 - Photo 53](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f452616086r.jpg) ![9902 S Thomas Drive #1532 - Photo 54](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f4262452566r.jpg) ![9902 S Thomas Drive #1532 - Photo 55](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f569864365r.jpg) ![9902 S Thomas Drive #1532 - Photo 56](http://lh.rdcpix.com/422350449f0499eebb477caccd135c71l-f1439085415r.jpg) --- **MLS#:** 960021 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-beach-fl-32408-e7afcc86a45f4bc8b05d52381a66560f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-beach-fl-32408-e7afcc86a45f4bc8b05d52381a66560f#listing", "url": "https://www.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-beach-fl-32408-e7afcc86a45f4bc8b05d52381a66560f", "name": "9902 S Thomas Drive #1532, Panama City Beach, FL 32408", "description": "Fully renovated turn-key 3BR/2 BA condo in the beautiful Laketown Wharf Beach Resort. This 1262 sqft unit offers spectacular city/lake views from the 15th floor! This unit has been continuously profitable: 2021/$61,569, 2022/$50,499, 2023/$52,499, 2024/$49,858 and 2025/$55,656. Can be used as primary residence, short term rental or investment property AND this unit is being sold FULLY furnished - with no exclusions! Everything you see in the photos and viewing is being sold with the property. All furniture/linens/tv's/appliances/etc - turn-key and income producing! Step into the coastal ambience of this beautifully themed condo with touches of rich blues, whites, and creams. Your kitchen gives ample space to cook up that delicious meal as you return home from the emerald coast water and white sugary sands of the PCB coast, all just a few minutes walk, with convenient access for Laketown Wharf guests. Your kitchen features white cabinets, granite countertops and LED lighting throughout. Nestled close by you can relax on your large oversized couch, next to your electric fireplace with a large TV above. Step onto your private patio, overlooking Panama City Beach with gorgeous city and lake views below. Be mesmerized each night by the fountain and light show dancing on the lake waters below, right next to the boardwalk, where restaurants and shopping line. Soak up the rays during the day, all enjoyed in the privacy of your own balcony deck with views most dream of. Escape to your master suite with adjoining master bath and soak your cares away in your large master soaking tub. Master bath also includes dual vanities and shower. Step out your doors of your master suite right onto your private balcony. The extended balcony can be accessed from the living room and the master suite! There are two additional bedrooms with a shared bathroom, also with a shower and tub combo. This unit sleeps 6 comfortably but can accommodate up to 10 people so it's perfect for large families and entertaining. Laketown Wharf Resort is in the heart of all the fun & excitement of Panama City Beach. Just steps away from the world's most beautiful white-sand beaches, shopping, dining and entertainment. Amenities include: convenient beach access, 5 unique pools, a kids funscape playground, Splash Bar & Grill, Gulf View Fitness Center & covered garage parking. Laketown Wharf Offers A Variety Of views Including The Gulf Of Mexico, Lake & Golf Course. 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