About This Home

This 2-bedroom, 2-bathroom condo at 9902 S Thomas Drive #130 in Panama City, FL is listed for $414,000 ($328 per sqft). Built in 2007, the home offers 1,262 sqft of living space on a N/A lot.

Key Features

  • Built in 2007

Property Details

2 full
#130
2007

Amenities

ViewA/C
Listing Description

This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors.

The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value.

The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside.

Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly.

As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green.

Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

Monthly Cost Estimate

$5,216/mo

20% down · 6.5% · 30 years

Principal$299
Interest$1,794
Insurance$121
HOA$3,002

Estimates only. Actual payments may vary.

Location

9902 S Thomas Drive #130

Panama City, FL 32408

Laketown Wharf

Features & Amenities

Interior Features

BalconyDoubleVanitySeparateShowerWalkInClosets

Property Details

Views

Lake

Parking

Parking Lot

Heating

Central

Cooling

Central Air

Appliances

WasherDryerStackedElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 2-bedroom, 2-bathroom condo at 9902 S Thomas Drive is listed at $414,000 ($328/sqft). The estimated monthly payment is $5,216 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $3002/month.

Key features include: Built in 2007. Interior Features: Balcony, DoubleVanity, SeparateShower.

This property is listed by Heather Fox and can be reached at 8505415774.

HF

Heather Fox

License SL3392228

Agent at Beachy Beach Real Estate

(850) 541-5774
Agent website

Listed by Beachy Beach Real Estate · Broker phone: (850) 527-5651 · View on Broker Site · Broker website

MLS# 784170· Source: Central Panhandle Association of REALTORS· 253 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9902 S Thomas Drive #130, Panama City, FL 32408

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