About This Home

This 2-bedroom, 3-bathroom townhouse at 991 Reserve Drive in Elgin, IL is listed for $319,319 ($196 per sqft). Built in 2008, the home offers 1,626 sqft of living space on a N/A lot.

Key Features

  • Built in 2008
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
2008

Amenities

FireplaceA/C
Listing Description

Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space.

First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level.

The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025.

Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community.

Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.

Monthly Cost Estimate

$1,956/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,384
Insurance$93
HOA$248

Estimates only. Actual payments may vary.

Location

991 Reserve Drive

Elgin, IL 60124

The Reserve of Elgin

Features & Amenities

Interior Features

Vaulted Ceiling(s)Cathedral Ceiling(s)StorageWalk-In Closet(s)Open FloorplanPantry

Exterior Features

Balcony

Property Details

Flooring

CarpetVinyl

Construction

Brick

Parking

OpenGarage

Heating

Natural GasForced Air

Cooling

Central Air

Questions & Answers

This 2-bedroom, 3-bathroom townhouse at 991 Reserve Drive is listed at $319,319 ($196/sqft). The estimated monthly payment is $1,956 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $248/month.

Key features include: Built in 2008, 2 stories, 2 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s), Cathedral Ceiling(s), Storage. Exterior Features: Balcony.

This property is listed by Rachael Ivanovic and can be reached at (847) 495-5000.

RI

Rachael Ivanovic

Agent at HomeSmart Connect Real Estate

(847) 495-5000
Agent website

Listed by HomeSmart Connect Real Estate · Broker phone: (847) 495-5000 · View on Broker Site · Broker website

MLS# 12730940· Source: Midwest Real Estate Data, LLC· 19 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

991 Reserve Drive, Elgin, IL 60124

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