# 991 Reserve Drive, Elgin, IL 60124 > **TL;DR:** 2bd/3ba townhouse, $319,319 ($196/sqft), built 2008, 1,626 sqft. > Fireplace, A/C. Est. $1,956/mo. Listed 24 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $319,319 | | Price/sqft | $196 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,626 | | Year Built | 2008 | | Stories | 2 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 24 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,615 | | Estimated Insurance | $93 | | HOA | $248 | | **Total** | **$1,956** | ## Nearby Schools - **Elementary:** Otter Creek Elementary School - **Middle:** Abbott Middle School - **High:** South Elgin High School ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 2008 - 2 stories - 2 parking spaces - Fireplace ## Description ### Agent Description Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin. ## Location - **Address:** 991 Reserve Drive, Elgin, IL 60124 - **County:** Kane - **Neighborhood:** The Reserve of Elgin - **Coordinates:** 42.005673, -88.344783 - **Google Maps:** https://www.google.com/maps?q=42.005673,-88.344783 ## Listing Agent - **Name:** Rachael Ivanovic - **Brokerage:** HomeSmart Connect Real Estate - **Phone:** (847) 495-5000 - **Broker Phone:** (847) 495-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/991-Reserve-Dr_Elgin_IL_60124_M73248-67097?f=listhub&s=MREDIL&m=12730940&c=propsimple) ## Photos ![991 Reserve Drive - Photo 1](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f496879564r.jpg) ![991 Reserve Drive - Photo 2](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3452669077r.jpg) ![991 Reserve Drive - Photo 3](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3452669077r.jpg) ![991 Reserve Drive - Photo 4](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f798297995r.jpg) ![991 Reserve Drive - Photo 5](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f1154351278r.jpg) ![991 Reserve Drive - Photo 6](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f850515377r.jpg) ![991 Reserve Drive - Photo 7](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3244793311r.jpg) ![991 Reserve Drive - Photo 8](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2844895082r.jpg) ![991 Reserve Drive - Photo 9](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f611811568r.jpg) ![991 Reserve Drive - Photo 10](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f4051392300r.jpg) ![991 Reserve Drive - Photo 11](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f1792285471r.jpg) ![991 Reserve Drive - Photo 12](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3371457734r.jpg) ![991 Reserve Drive - Photo 13](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3504178039r.jpg) ![991 Reserve Drive - Photo 14](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2733212295r.jpg) ![991 Reserve Drive - Photo 15](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2789555077r.jpg) ![991 Reserve Drive - Photo 16](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f778594580r.jpg) ![991 Reserve Drive - Photo 17](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f1779432395r.jpg) ![991 Reserve Drive - Photo 18](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3685034637r.jpg) ![991 Reserve Drive - Photo 19](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2211475068r.jpg) ![991 Reserve Drive - Photo 20](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f1997449579r.jpg) ![991 Reserve Drive - Photo 21](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f1101469489r.jpg) ![991 Reserve Drive - Photo 22](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f1827547893r.jpg) ![991 Reserve Drive - Photo 23](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f954985948r.jpg) ![991 Reserve Drive - Photo 24](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f73204501r.jpg) ![991 Reserve Drive - Photo 25](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2327079614r.jpg) ![991 Reserve Drive - Photo 26](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f3141040827r.jpg) ![991 Reserve Drive - Photo 27](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2574522460r.jpg) ![991 Reserve Drive - Photo 28](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f2178029684r.jpg) ![991 Reserve Drive - Photo 29](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f463127510r.jpg) ![991 Reserve Drive - Photo 30](http://lh.rdcpix.com/cd684d23b274d0b987f86a3ae17ba334l-f350462873r.jpg) --- **MLS#:** 12730940 | **Updated:** 2026-09-20 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/991-reserve-drive-elgin-il-60124-12730940) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/991-reserve-drive-elgin-il-60124-12730940#listing", "url": "https://www.propertysimple.ai/listing/991-reserve-drive-elgin-il-60124-12730940", "name": "991 Reserve Drive, Elgin, IL 60124", "description": "Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. 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