About This Home

This 4-bedroom, 5-bathroom single family at 9920 Frost Creek Drive in Ooltewah, TN is listed for $950,000 ($263 per sqft). Built in 1995, the home offers 3,606 sqft of living space on a 1.13 acres lot.

Key Features

  • Built in 1995
  • 1.13 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
4 full, 1 half
1995

Amenities

FireplaceSpaA/C
Listing Description

Perfectly situated in a cul-de-sac, this maintained 4 bedroom 4.5 bath home offers over an acre (1.13 acres) of flat property. Walking in the front door welcomes you into the foyer featuring soaring ceilings, a staircase, and abundant natural light from the new windows.

Just off the entry, you'll find a dining room on one side and home office/music room with large windows overlooking the front yard. Designed for both everyday living and entertaining, the inviting living room features a cozy fireplace, a convenient wet bar, and seamless flow into the spacious kitchen, which offers an abundance of of cabinetry, and generous counter space.

An additional flex room, 2nd office, or hobby space, a convenient half bath, and laundry room complete the first floor. Upstairs, the oversized primary suite has its own fireplace. The suite also features a fully renovated en suite bathroom and spacious walk in closet.

Three additional bedrooms, two full bathrooms, and a bonus room, provide flexibility for growing families, guest, or additional workspace. The fully finished basement gives more living space with its own full bathroom-ideal for media room or home gym.

Updates & Improvements 2016: Kitchen appliances replaced, rear deck added, exterior stonework/vinyl siding/brick veneer updated, tankless water heater installed 2017: New roof, basement finished with full bath 2023: New first-floor HVAC, new garage doors & openers 2024: Second-floor HVAC replaced New Windows, new flooring, carpets cleaned, interior

painted throughout, bathrooms updated, HVAC system has been fully serviced and tuned up for optimal efficiency. Additionally, the air ducts were professionally cleaned and treated with anti-mold protection to ensure fresh, clean indoor air. *decorative light fixtures above dining and kitchen table do not convey.

Monthly Cost Estimate

$5,081/mo

20% down · 6.5% · 30 years

Principal$687
Interest$4,117
Insurance$277

Estimates only. Actual payments may vary.

Location

9920 Frost Creek Drive

Ooltewah, TN 37363

Frost Creek Farms

Features & Amenities

Interior Features

Breakfast NookCathedral Ceiling(s)Ceiling Fan(s)Connected Shared BathroomEat-in KitchenEn SuiteEntrance FoyerGranite CountersHigh CeilingsKitchen IslandRecessed LightingSeparate Dining RoomSeparate ShowerTray Ceiling(s)Tub/shower ComboWalk-In Closet(s)

Exterior Features

Rain GuttersStorage

Property Details

Flooring

VinylTile - Ceramic

Construction

Brick Stone

Pool Features

PorchDeck

Parking

DrivewayOpenGarage

Heating

CentralElectric (Heating)Natural Gas

Cooling

ElectricCeiling Fan(s)Central Air

Appliances

Tankless Water HeaterRefrigeratorMicrowaveInduction CooktopGas Water HeaterElectric CooktopDouble OvenDisposalDishwasher

Questions & Answers

This 4-bedroom, 5-bathroom single family at 9920 Frost Creek Drive is listed at $950,000 ($263/sqft). The estimated monthly payment is $5,081 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1995, 1.13 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Nook, Cathedral Ceiling(s), Ceiling Fan(s). Exterior Features: Rain Gutters, Storage.

This property is listed by Lori Montieth and can be reached at 4236641600.

LM

Lori Montieth

Agent at Keller Williams Realty

(423) 664-1600

Listed by Keller Williams Realty · View on Broker Site

MLS# 1539735· Source: listhub· 1 day on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9920 Frost Creek Drive, Ooltewah, TN 37363

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