About This Home

This 4-bedroom, 3-bathroom single family at 9978 SW 98th Ter in Gainesville, FL is listed for $429,900 ($230 per sqft). Built in 2005, the home offers 1,866 sqft of living space on a 1.00 acres lot.

Key Features

  • Built in 2005
  • 1.00 acre lot
  • Fireplace

Property Details

3 full
2005

Amenities

Fireplace
Listing Description

Set on a full acre with a peaceful country feel, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with updates that make everyday living easier. Step inside to an open, single-story floor plan with a split-bedroom design that provides comfortable separation between the primary suite and additional bedrooms.

The primary suite features a walk-in closet, dual sinks with split vanities, linen storage, a private water closet and an updated shower. The kitchen is equipped with smart appliances, complemented by smart switches throughout the home. An electric fireplace, ceiling fans and blinds add function and comfort.

The garage is already equipped with an EV/hybrid vehicle charging port, making it ready for electric vehicle owners. Outside, the full acre gives you room to enjoy the setting. A covered patio provides a place for outdoor dining or relaxing, while established grass, trees and a small pond in the front add to the property's country atmosphere.

Automatic irrigation serves both the front and back yards, and the property also includes partial fencing and a concrete driveway. Several significant improvements were completed in October 2023, including the roof, fencing, smart kitchen appliances and primary bathroom shower.

The home is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Located in Hammock Ridge, residents also have access to a neighborhood park with a playground and walking path.

Gainesville offers a wide range of shopping, dining, healthcare and services, along with outdoor destinations throughout the area. Nearby natural areas provide opportunities to enjoy North Central Florida's parks, trails, springs and waterways, including the Santa Fe River region within an easy drive. This property offers the space of a one-acre homesite while keeping Gainesville conveniences within reach.

Monthly Cost Estimate

$2,414/mo

20% down · 6.5% · 30 years

Principal$311
Interest$1,863
Insurance$125
HOA$115

Estimates only. Actual payments may vary.

Location

9978 SW 98th Ter

Gainesville, FL 32608

Not in MLS Area

Features & Amenities

Interior Features

BlindsCeiling FansLaminate CounterLaundry/Utility RoomOpen Floor PlanSplit Floor PlanWalk-in Closet(s)

Exterior Features

Covered PatioPond

Property Details

Flooring

VinylTileCarpet

Construction

Frame

Outdoor Features

Patio

Parking

DrivewayGarage - Attached

Heating

Electric (Heating)Central

Appliances

Cook Top - ElectricDishwasherDisposalGarage Opener(s)MicrowaveRange - ElectricRefrigeratorWater Softener

Questions & Answers

This 4-bedroom, 3-bathroom single family at 9978 SW 98th Ter is listed at $429,900 ($230/sqft). The estimated monthly payment is $2,414 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $115/month.

Key features include: Built in 2005, 1.00 acre lot, Fireplace. Interior Features: Blinds, Ceiling Fans, Laminate Counter. Exterior Features: Covered Patio, Pond.

This property is listed by Stephanie Barron and can be reached at 3525357167.

SB

Stephanie Barron

Agent at Hometown Realty of North Florida, Inc.

(352) 535-7167
Agent website

Listed by Hometown Realty of North Florida, Inc. · Broker phone: (352) 463-9001 · View on Broker Site · Broker website

MLS# 799824· Source: Dixie-Gilchrist-Levy Multiple Listing Service· 29 days on PropertySimple

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9978 SW 98th Ter, Gainesville, FL 32608

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