# 9978 SW 98th Ter, Gainesville, FL 32608 > **TL;DR:** 4bd/3ba single family, $429,900 ($230/sqft), built 2005, 1,866 sqft. > Fireplace. Est. $2,414/mo. Listed 28 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $429,900 | | Price/sqft | $230 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 1,866 | | Year Built | 2005 | | Lot Size | 43,560 sqft (1.00 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 28 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,174 | | Estimated Insurance | $125 | | HOA | $115 | | **Total** | **$2,414** | ## Key Amenities - Fireplace ## Property Highlights - Built in 2005 - 1.00 acre lot - Fireplace ## Description ### Agent Description Set on a full acre with a peaceful country feel, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with updates that make everyday living easier. Step inside to an open, single-story floor plan with a split-bedroom design that provides comfortable separation between the primary suite and additional bedrooms. The primary suite features a walk-in closet, dual sinks with split vanities, linen storage, a private water closet and an updated shower. The kitchen is equipped with smart appliances, complemented by smart switches throughout the home. An electric fireplace, ceiling fans and blinds add function and comfort. The garage is already equipped with an EV/hybrid vehicle charging port, making it ready for electric vehicle owners. Outside, the full acre gives you room to enjoy the setting. A covered patio provides a place for outdoor dining or relaxing, while established grass, trees and a small pond in the front add to the property's country atmosphere. Automatic irrigation serves both the front and back yards, and the property also includes partial fencing and a concrete driveway. Several significant improvements were completed in October 2023, including the roof, fencing, smart kitchen appliances and primary bathroom shower. The home is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Located in Hammock Ridge, residents also have access to a neighborhood park with a playground and walking path. Gainesville offers a wide range of shopping, dining, healthcare and services, along with outdoor destinations throughout the area. Nearby natural areas provide opportunities to enjoy North Central Florida's parks, trails, springs and waterways, including the Santa Fe River region within an easy drive. This property offers the space of a one-acre homesite while keeping Gainesville conveniences within reach. ## Location - **Address:** 9978 SW 98th Ter, Gainesville, FL 32608 - **County:** Alachua - **Neighborhood:** Not in MLS Area - **Coordinates:** 29.5627577, -82.4476948 - **Google Maps:** https://www.google.com/maps?q=29.5627577,-82.4476948 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/9978-SW-98th-Ter-Gainesville-FL-32608/unbranded ## Listing Agent - **Name:** Stephanie Barron - **Brokerage:** Hometown Realty of North Florida, Inc. - **Phone:** 3525357167 - **Broker Phone:** (352) 463-9001 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9978-SW-98th-Ter_Gainesville_FL_32608_M51678-48195?f=listhub&s=DGLMLSFL&m=799824&c=propsimple) ## Photos ![9978 SW 98th Ter - Photo 1](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3994395367r.jpg) ![9978 SW 98th Ter - Photo 2](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1236742283r.jpg) ![9978 SW 98th Ter - Photo 3](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3088592087r.jpg) ![9978 SW 98th Ter - Photo 4](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3223056714r.jpg) ![9978 SW 98th Ter - Photo 5](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f969809157r.jpg) ![9978 SW 98th Ter - Photo 6](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1497541213r.jpg) ![9978 SW 98th Ter - Photo 7](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2722546003r.jpg) ![9978 SW 98th Ter - Photo 8](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2238138243r.jpg) ![9978 SW 98th Ter - Photo 9](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1855728155r.jpg) ![9978 SW 98th Ter - Photo 10](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3327944186r.jpg) ![9978 SW 98th Ter - Photo 11](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1690296895r.jpg) ![9978 SW 98th Ter - Photo 12](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3387025634r.jpg) ![9978 SW 98th Ter - Photo 13](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2740137700r.jpg) ![9978 SW 98th Ter - Photo 14](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f585417851r.jpg) ![9978 SW 98th Ter - Photo 15](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1195266711r.jpg) ![9978 SW 98th Ter - Photo 16](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1835126130r.jpg) ![9978 SW 98th Ter - Photo 17](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2213599986r.jpg) ![9978 SW 98th Ter - Photo 18](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f87151560r.jpg) ![9978 SW 98th Ter - Photo 19](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2459309524r.jpg) ![9978 SW 98th Ter - Photo 20](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2052839089r.jpg) ![9978 SW 98th Ter - Photo 21](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f264436279r.jpg) ![9978 SW 98th Ter - Photo 22](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3397405033r.jpg) ![9978 SW 98th Ter - Photo 23](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f822803741r.jpg) ![9978 SW 98th Ter - Photo 24](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2112253896r.jpg) ![9978 SW 98th Ter - Photo 25](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1658263496r.jpg) ![9978 SW 98th Ter - Photo 26](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2886298643r.jpg) ![9978 SW 98th Ter - Photo 27](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3998220011r.jpg) ![9978 SW 98th Ter - Photo 28](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1958840212r.jpg) ![9978 SW 98th Ter - Photo 29](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1100230031r.jpg) ![9978 SW 98th Ter - Photo 30](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f4197374704r.jpg) ![9978 SW 98th Ter - Photo 31](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2495630787r.jpg) ![9978 SW 98th Ter - Photo 32](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2477914094r.jpg) ![9978 SW 98th Ter - Photo 33](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2450414195r.jpg) ![9978 SW 98th Ter - Photo 34](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1846848627r.jpg) ![9978 SW 98th Ter - Photo 35](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2870459439r.jpg) ![9978 SW 98th Ter - Photo 36](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1270288243r.jpg) ![9978 SW 98th Ter - Photo 37](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2351823098r.jpg) ![9978 SW 98th Ter - Photo 38](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1117513581r.jpg) ![9978 SW 98th Ter - Photo 39](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1081374113r.jpg) ![9978 SW 98th Ter - Photo 40](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f3659804962r.jpg) ![9978 SW 98th Ter - Photo 41](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2848843240r.jpg) ![9978 SW 98th Ter - Photo 42](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f2563100646r.jpg) ![9978 SW 98th Ter - Photo 43](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f1032811541r.jpg) ![9978 SW 98th Ter - Photo 44](http://lh.rdcpix.com/e8ae7c099104ff038f9b9497d36951dbl-f4023654915r.jpg) --- **MLS#:** 799824 | **Updated:** 2026-09-21 **Source:** listhub *Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9978-sw-98th-ter-gainesville-fl-32608-l799824) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9978-sw-98th-ter-gainesville-fl-32608-l799824#listing", "url": "https://www.propertysimple.ai/listing/9978-sw-98th-ter-gainesville-fl-32608-l799824", "name": "9978 SW 98th Ter, Gainesville, FL 32608", "description": "Set on a full acre with a peaceful country feel, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with updates that make everyday living easier. Step inside to an open, single-story floor plan with a split-bedroom design that provides comfortable separation between the primary suite and additional bedrooms. The primary suite features a walk-in closet, dual sinks with split vanities, linen storage, a private water closet and an updated shower. The kitchen is equipped with smart appliances, complemented by smart switches throughout the home. An electric fireplace, ceiling fans and blinds add function and comfort. The garage is already equipped with an EV/hybrid vehicle charging port, making it ready for electric vehicle owners. Outside, the full acre gives you room to enjoy the setting. A covered patio provides a place for outdoor dining or relaxing, while established grass, trees and a small pond in the front add to the property's country atmosphere. Automatic irrigation serves both the front and back yards, and the property also includes partial fencing and a concrete driveway. Several significant improvements were completed in October 2023, including the roof, fencing, smart kitchen appliances and primary bathroom shower. The home is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Located in Hammock Ridge, residents also have access to a neighborhood park with a playground and walking path. Gainesville offers a wide range of shopping, dining, healthcare and services, along with outdoor destinations throughout the area. Nearby natural areas provide opportunities to enjoy North Central Florida's parks, trails, springs and waterways, including the Santa Fe River region within an easy drive. 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