About This Home

This land at Baker Terrace lot: 119 in Spencer, TN is listed for $44,900 (1.57 acres).

Key Features

  • 1.57 acre lot

Amenities

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Listing Description

Escape to the Plateau. This 1.57-Acre private sanctuary on the Cumberland Plateau is nestled in a serene, wooded setting. Lot 119 Baker Terrace, in Spencer, TN offers the perfect blend of natural privacy and community structure. It is prime and ready for your custom dream home, retirement retreat, or vacation basecamp.

Spend your evenings around a fire while enjoying the dark skies and the bright starry nights. The lot offers mature trees for ultimate privacy, paired with site improvements that save you time and money. Tennessee boasts zero state income tax and its famously low property taxes.

Retire Happier: Protect 100% of your pension and retirement income in a tax-friendly haven. Driveway & Culvert: Already installed, providing immediate access into your wooded retreat with utilities at the road including internet. A pre-verified perk test has also been done. Fall Creek Falls State Park: 20 minutes away; Rock Island State Park: 20 minutes away; Sparta, TN: 30 minutes away; Downtown Spencer: 15 minutes away. Enjoy the natural beauty and cooler mountain air.

Location

Baker Terrace lot: 119

Spencer, TN 38585

Rocky River Vista

Property Details

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Questions & Answers

This 0-bedroom, 0-bathroom land at Baker Terrace lot: 119 is listed at $44,900. The estimated monthly payment is $840 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: 1.57 acre lot.

This property is listed by Sarah Feeney.

SF

Sarah Feeney

Agent at The Real Estate Collective Crossville

Listed by The Real Estate Collective Crossville · Broker phone: 9312508470 · View on Broker Site

MLS# 246248· Source: Upper Cumberland Association of Realtors· 9 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Baker Terrace lot: 119, Spencer, TN 38585

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