# Bakers Terrace lot: 109, Spencer, TN 38585

> **TL;DR:** land, $58,900. Est. $915/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $58,900 |
| Lot Size | 95,396 sqft (2.19 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $298 |
| Estimated Insurance | $17 |
| HOA | $600 |
| **Total** | **$915** |

## Property Highlights

- 2.19 acre lot

## Description

### Agent Description
Enjoy privacy, convenience, and endless possibilities with this beautiful 2.19-acre flat corner lot. Ideally located within driving distance of Chattanooga, Knoxville, and Nashville, the property offers the perfect balance of peaceful country living and easy access to city amenities, while also being close to scenic state parks and outdoor recreation. Electric and fiber-optic internet are available at the road, and the lot is conveniently located just moments from the community area. A well and septic system will be needed for your future build. Whether you're looking to build a full-time home, weekend retreat, or investment property, this Tennessee lot is full of potential.

## Location

- **Address:** Bakers Terrace lot: 109, Spencer, TN 38585
- **County:** Van Buren
- **Neighborhood:** Rocky River Vista
- **Coordinates:** 35.7403536, -85.4438015
- **Google Maps:** https://www.google.com/maps?q=35.7403536,-85.4438015

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/Lot-109-Bakers-Terrace-Spencer-TN-38585/unbranded

## Listing Agent

- **Name:** Taylor Robinson
- **Brokerage:** True North Real Estate Services, LLC
- **Broker Phone:** 9318377355
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Bakers-Ter-Lot-109_Spencer_TN_38585_M94866-27105?f=listhub&s=UCARTN&m=244303&c=propsimple)

## Photos

![Bakers Terrace lot: 109 - Photo 1](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f3382473442r.jpg)

![Bakers Terrace lot: 109 - Photo 2](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f4076727167r.jpg)

![Bakers Terrace lot: 109 - Photo 3](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f329931472r.jpg)

![Bakers Terrace lot: 109 - Photo 4](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f1530918865r.jpg)

![Bakers Terrace lot: 109 - Photo 5](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f1713457159r.jpg)

![Bakers Terrace lot: 109 - Photo 6](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f1704205987r.jpg)

![Bakers Terrace lot: 109 - Photo 7](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f1758644451r.jpg)

![Bakers Terrace lot: 109 - Photo 8](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f3281984685r.jpg)

![Bakers Terrace lot: 109 - Photo 9](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f3994055884r.jpg)

![Bakers Terrace lot: 109 - Photo 10](http://lh.rdcpix.com/45490fd040fd0287ec072a964dfeb31bl-f2918908468r.jpg)

---

**MLS#:** 244303 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/bakers-terrace-lot-109-spencer-tn-38585-629f729b36cf45358dd0e9770ed14df2)

---

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