# Cypress Lane, Chipley, FL 32428 > **TL;DR:** land, $55,000. > Waterfront. Est. $394/mo. Listed 160 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $55,000 | | Lot Size | 68,825 sqft (1.58 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 160 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $278 | | Estimated Insurance | $16 | | HOA | $100 | | **Total** | **$394** | ## Nearby Schools - **Elementary:** Vernon Elementary - **Middle:** Vernon - **High:** Vernon ## Key Amenities - Waterfront ## Property Highlights - 1.58 acre lot - Waterfront ## Description ### Agent Description Very peaceful 1.58 acre waterfront property on Lucas Lake located inside the gated community of Paradise Lakes. If you are looking for a serene, beautiful place to build a home this is it! Single Family or Manufactured Homes are allowed. Underground electricity connections are in place. Well and Septic is needed. There is also a community boat ramp with access to Dunford Lake. It is restricted to boats of up to 25 HP and a maximum speed of 15 mph. HOA fees are $100 per year. Don't miss taking a look at this gem of a community. Must have gate code to enter. ## Location - **Address:** Cypress Lane, Chipley, FL 32428 - **County:** Washington - **Neighborhood:** Paradise Lakes - **Coordinates:** 30.548921, -85.684578 - **Google Maps:** https://www.google.com/maps?q=30.548921,-85.684578 ## Listing Agent - **Name:** Christine Lance · **License:** 3278226 - **Brokerage:** Keller Williams Success Realty - **Phone:** 8502582544 - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Cypress-Ln_Chipley_FL_32428_M66723-98838?f=listhub&s=BCARFL&m=788241&c=propsimple) ## Photos ![Cypress Lane - Photo 1](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f1879660763r.jpg) ![Cypress Lane - Photo 2](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f4291578278r.jpg) ![Cypress Lane - Photo 3](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f2814221504r.jpg) ![Cypress Lane - Photo 4](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f3745542694r.jpg) ![Cypress Lane - Photo 5](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f2925035078r.jpg) ![Cypress Lane - Photo 6](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f3170988964r.jpg) ![Cypress Lane - Photo 7](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f1237432894r.jpg) ![Cypress Lane - Photo 8](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f1795842204r.jpg) ![Cypress Lane - Photo 9](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f542699612r.jpg) ![Cypress Lane - Photo 10](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f1250147907r.jpg) ![Cypress Lane - Photo 11](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f2197373345r.jpg) ![Cypress Lane - Photo 12](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f3765508057r.jpg) ![Cypress Lane - Photo 13](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f488892230r.jpg) ![Cypress Lane - Photo 14](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f4272893600r.jpg) ![Cypress Lane - Photo 15](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f3295727180r.jpg) ![Cypress Lane - Photo 16](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f1451046153r.jpg) ![Cypress Lane - Photo 17](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f823920727r.jpg) ![Cypress Lane - Photo 18](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f3652670861r.jpg) ![Cypress Lane - Photo 19](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f1639511804r.jpg) ![Cypress Lane - Photo 20](http://lh.rdcpix.com/221f1b8581e84de8401c159cf1f09680l-f2814221504r.jpg) --- **MLS#:** 788241 | **Updated:** 2026-09-17 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/cypress-lane-chipley-fl-32428-l788241) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/cypress-lane-chipley-fl-32428-l788241#listing", "url": "https://www.propertysimple.ai/listing/cypress-lane-chipley-fl-32428-l788241", "name": "Cypress Lane, Chipley, FL 32428", "description": "Very peaceful 1.58 acre waterfront property on Lucas Lake located inside the gated community of Paradise Lakes. If you are looking for a serene, beautiful place to build a home this is it! Single Family or Manufactured Homes are allowed. Underground electricity connections are in place. Well and Septic is needed. There is also a community boat ramp with access to Dunford Lake. 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