# Divide Trail lot: 8, Monterey, TN 38574

> **TL;DR:** land, $13,900. Est. $249/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $13,900 |
| Lot Size | 44,867 sqft (1.03 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $70 |
| Estimated Insurance | $4 |
| HOA | $175 |
| **Total** | **$249** |

## Property Highlights

- 1.03 acre lot

## Description

### Agent Description
This peaceful lot in Cumberland Lakes offers a secluded setting with easy access to Crossville and Cookeville. Electricity is available at the road, and while a well is needed, local homeowners report good water quality. A perfect spot for your dream home or getaway. *Buyer to verify all information before making an offer.

## Location

- **Address:** Divide Trail lot: 8, Monterey, TN 38574
- **County:** Cumberland
- **Neighborhood:** Cumberland Lake
- **Coordinates:** 36.097298, -85.14148247
- **Google Maps:** https://www.google.com/maps?q=36.097298,-85.14148247

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/0-Divide-Trail-Monterey-TN-38574/unbranded

## Listing Agent

- **Name:** Emma Tebault
- **Brokerage:** Third Tennessee Realty
- **Broker Phone:** 8667664173
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Divide-Trl-Lot-8_Monterey_TN_38574_M99865-29837?f=listhub&s=UCARTN&m=234859&c=propsimple)

## Photos

![Divide Trail lot: 8 - Photo 1](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f4104584238r.jpg)

![Divide Trail lot: 8 - Photo 2](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f2252282894r.jpg)

![Divide Trail lot: 8 - Photo 3](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f3254234494r.jpg)

![Divide Trail lot: 8 - Photo 4](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f2021654032r.jpg)

![Divide Trail lot: 8 - Photo 5](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f1104403808r.jpg)

![Divide Trail lot: 8 - Photo 6](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f3290277402r.jpg)

![Divide Trail lot: 8 - Photo 7](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f2510300967r.jpg)

![Divide Trail lot: 8 - Photo 8](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f2874527957r.jpg)

![Divide Trail lot: 8 - Photo 9](http://lh.rdcpix.com/257efe4ade045a0b8f0ecc64ae7af9f3l-f3422673977r.jpg)

---

**MLS#:** 234859 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/divide-trail-lot-8-monterey-tn-38574-d6e4fa09b2b3498dbb7ff1f321025e53)

---

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