# Five Oaks Circle lot: 37, Whitesburg, TN 37891 > **TL;DR:** land, $24,900. > Waterfront. Est. $683/mo. Listed 117 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $24,900 | | Lot Size | 47,045 sqft (1.08 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 117 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $126 | | Estimated Insurance | $7 | | HOA | $550 | | **Total** | **$683** | ## Nearby Schools - **Elementary:** Out Of Area - **Middle:** Out Of Area - **High:** Out Of Area ## Key Amenities - Waterfront ## Property Highlights - 1.08 acre lot - Waterfront ## Description ### Agent Description Picture the end of a quiet cul-de-sac on Five Oaks Circle, deep in the trees of Walnut Bend, a gated community on Cherokee Lake in Hawkins County. This wooded 1.08-acre lot is where mornings mean coffee on a porch you haven't built yet, watching deer move through the hardwoods, and evenings mean loading up the boat at the neighborhood's shared ramp and dock for a sunset run on Cherokee Lake. Through the trees, the lot offers seasonal glimpses of the lake and surrounding mountains, opening up even more once the leaves come down each fall and winter. Access to the water comes through Walnut Bend's boat ramp and dock, so you skip the cost and upkeep of your own dock structure. This is a build-your-own retreat, and the groundwork is already in place to make that easier. The lot was perked for a 2-bedroom septic system at the time of the subdivision's development, and fiber internet and underground electric are already run to the road, so your build can move forward without chasing down utilities first. Walnut Bend keeps things site-built only with a 1,400 square foot minimum, so you're investing in a neighborhood of real homes, and the gated entrance and $550 annual HOA keep the roads and common areas cared for year-round. Whether you're planning weekend getaways or a full-time move to Cherokee Lake, Lot 37 offers wooded privacy and lake-area living at a price that leaves room in the budget for the build itself. Want more room to spread out? The seller is also offering the two neighboring lots, 38 and 39, so you can combine for 2.42 total acres if one lot isn't enough. Located minutes from Whitesburg and a short drive to Rogersville and Morristown, this is Cherokee Lake living without the six-figure land price. Priced at $24,900. ## Location - **Address:** Five Oaks Circle lot: 37, Whitesburg, TN 37891 - **County:** Hawkins - **Neighborhood:** Walnut Bend - **Coordinates:** 36.356247, -83.163534 - **Google Maps:** https://www.google.com/maps?q=36.356247,-83.163534 ## Listing Agent - **Name:** Amy Shrader · **License:** 324868 - **Brokerage:** REMAX REAL ESTATE TEN OF MORRISTOWN - **Broker Phone:** 4232890030 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Five-Oaks-Cir-Lot-37_Whitesburg_TN_37891_M76732-45788?f=listhub&s=TVARMLS&m=9998007&c=propsimple) ## Photos ![Five Oaks Circle lot: 37 - Photo 1](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1954672118r.jpg) ![Five Oaks Circle lot: 37 - Photo 2](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3098911587r.jpg) ![Five Oaks Circle lot: 37 - Photo 3](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3065257592r.jpg) ![Five Oaks Circle lot: 37 - Photo 4](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3122461337r.jpg) ![Five Oaks Circle lot: 37 - Photo 5](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3580466438r.jpg) ![Five Oaks Circle lot: 37 - Photo 6](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3951499819r.jpg) ![Five Oaks Circle lot: 37 - Photo 7](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3742412757r.jpg) ![Five Oaks Circle lot: 37 - Photo 8](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1954672118r.jpg) ![Five Oaks Circle lot: 37 - Photo 9](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3840212997r.jpg) ![Five Oaks Circle lot: 37 - Photo 10](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f701643819r.jpg) ![Five Oaks Circle lot: 37 - Photo 11](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1624564732r.jpg) ![Five Oaks Circle lot: 37 - Photo 12](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2853922801r.jpg) ![Five Oaks Circle lot: 37 - Photo 13](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1688266525r.jpg) ![Five Oaks Circle lot: 37 - Photo 14](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f337346502r.jpg) ![Five Oaks Circle lot: 37 - Photo 15](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f4233649511r.jpg) ![Five Oaks Circle lot: 37 - Photo 16](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f3366184984r.jpg) ![Five Oaks Circle lot: 37 - Photo 17](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2372008347r.jpg) ![Five Oaks Circle lot: 37 - Photo 18](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2812714551r.jpg) ![Five Oaks Circle lot: 37 - Photo 19](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1309984809r.jpg) ![Five Oaks Circle lot: 37 - Photo 20](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2966419291r.jpg) ![Five Oaks Circle lot: 37 - Photo 21](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2927402775r.jpg) ![Five Oaks Circle lot: 37 - Photo 22](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1355305690r.jpg) ![Five Oaks Circle lot: 37 - Photo 23](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2642422132r.jpg) ![Five Oaks Circle lot: 37 - Photo 24](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2665192889r.jpg) ![Five Oaks Circle lot: 37 - Photo 25](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2262046908r.jpg) ![Five Oaks Circle lot: 37 - Photo 26](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f2785172683r.jpg) ![Five Oaks Circle lot: 37 - Photo 27](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1432927752r.jpg) ![Five Oaks Circle lot: 37 - Photo 28](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f838806415r.jpg) ![Five Oaks Circle lot: 37 - Photo 29](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1278880486r.jpg) ![Five Oaks Circle lot: 37 - Photo 30](http://lh.rdcpix.com/3c14ba0445ebdf88cf63b6dd79f4c8a4l-f1339913016r.jpg) --- **MLS#:** 9998007 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Tennessee Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/five-oaks-circle-lot-37-whitesburg-tn-37891-9bdd7609b90145bf8f1b697f9919dbc7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/five-oaks-circle-lot-37-whitesburg-tn-37891-9bdd7609b90145bf8f1b697f9919dbc7#listing", "url": "https://www.propertysimple.ai/listing/five-oaks-circle-lot-37-whitesburg-tn-37891-9bdd7609b90145bf8f1b697f9919dbc7", "name": "Five Oaks Circle lot: 37, Whitesburg, TN 37891", "description": "Picture the end of a quiet cul-de-sac on Five Oaks Circle, deep in the trees of Walnut Bend, a gated community on Cherokee Lake in Hawkins County. This wooded 1.08-acre lot is where mornings mean coffee on a porch you haven't built yet, watching deer move through the hardwoods, and evenings mean loading up the boat at the neighborhood's shared ramp and dock for a sunset run on Cherokee Lake. Through the trees, the lot offers seasonal glimpses of the lake and surrounding mountains, opening up even more once the leaves come down each fall and winter. Access to the water comes through Walnut Bend's boat ramp and dock, so you skip the cost and upkeep of your own dock structure. This is a build-your-own retreat, and the groundwork is already in place to make that easier. The lot was perked for a 2-bedroom septic system at the time of the subdivision's development, and fiber internet and underground electric are already run to the road, so your build can move forward without chasing down utilities first. Walnut Bend keeps things site-built only with a 1,400 square foot minimum, so you're investing in a neighborhood of real homes, and the gated entrance and $550 annual HOA keep the roads and common areas cared for year-round. Whether you're planning weekend getaways or a full-time move to Cherokee Lake, Lot 37 offers wooded privacy and lake-area living at a price that leaves room in the budget for the build itself. Want more room to spread out? The seller is also offering the two neighboring lots, 38 and 39, so you can combine for 2.42 total acres if one lot isn't enough. Located minutes from Whitesburg and a short drive to Rogersville and Morristown, this is Cherokee Lake living without the six-figure land price. 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