# GERALDINE Circle lot: 15, Chipley, FL 32428 > **TL;DR:** land, $18,500. Est. $99/mo. Listed 123 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $18,500 | | Lot Size | 16,988 sqft (0.39 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 123 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $94 | | Estimated Insurance | $5 | | **Total** | **$99** | ## Nearby Schools - **Elementary:** Kate M. Smith - **Middle:** Roulhac - **High:** Chipley ## Property Highlights - 0.39 acre lot ## Description ### Agent Description Discover the perfect place to build on this spacious 0.392-acre homesite in the desirable Sunny Hills community. Ideally located near one of the main entrances off Highway 77, this property offers convenient access while still allowing you to enjoy the peaceful lifestyle Sunny Hills is known for. Just three streets away, you'll find one of Sunny Hills' beautiful spring-fed lakes featuring white sandy beaches--perfect for swimming, fishing, boating, kayaking, or simply relaxing by the water. Sunny Hills offers an exceptional lifestyle with an 18-hole public golf course, clubhouse, numerous lakes for recreation, and no HOA fees. Whether you're looking to build your forever home, a vacation retreat, or an investment property, this oversized lot provides plenty of room to bring your vision to life. Enjoy the best of both worlds with a country setting that's still within easy reach of everything you need. You're approximately 20 miles from Chipley, offering shopping, dining, medical facilities, and everyday conveniences, while the sugar-white sands of Panama City Beach, Northwest Florida Beaches International Airport, and Pier Park are only about 45 minutes away. Don't miss this opportunity to own a larger homesite in one of Northwest Florida's growing communities where golf, lakes, nature, and the beach are all within easy reach. ## Location - **Address:** GERALDINE Circle lot: 15, Chipley, FL 32428 - **County:** Washington - **Neighborhood:** Sunny Hills Unit 1 - **Coordinates:** 30.534704, -85.629324 - **Google Maps:** https://www.google.com/maps?q=30.534704,-85.629324 ## Listing Agent - **Name:** Tina N Marsh · **License:** 3485020 - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Geraldine-Cir_Chipley_FL_32428_M67678-74182?f=listhub&s=ECARMLSFL&m=1006563&c=propsimple) ## Photos ![GERALDINE Circle lot: 15 - Photo 1](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f2995423371r.jpg) ![GERALDINE Circle lot: 15 - Photo 2](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f4238284987r.jpg) ![GERALDINE Circle lot: 15 - Photo 3](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f3496058012r.jpg) ![GERALDINE Circle lot: 15 - Photo 4](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f11307628r.jpg) ![GERALDINE Circle lot: 15 - Photo 5](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f1893800984r.jpg) ![GERALDINE Circle lot: 15 - Photo 6](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f378677241r.jpg) ![GERALDINE Circle lot: 15 - Photo 7](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f3275368496r.jpg) ![GERALDINE Circle lot: 15 - Photo 8](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f1009086836r.jpg) ![GERALDINE Circle lot: 15 - Photo 9](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f2149863413r.jpg) ![GERALDINE Circle lot: 15 - Photo 10](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f988398557r.jpg) ![GERALDINE Circle lot: 15 - Photo 11](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f2427365123r.jpg) ![GERALDINE Circle lot: 15 - Photo 12](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f4236764948r.jpg) ![GERALDINE Circle lot: 15 - Photo 13](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f1156420419r.jpg) ![GERALDINE Circle lot: 15 - Photo 14](http://lh.rdcpix.com/a3713930b64ea56ba274795dc4228f50l-f4180405855r.jpg) --- **MLS#:** 1006563 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/geraldine-circle-lot-15-chipley-fl-32428-899b92123f4a48dfbd3e25d27df4c6e1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/geraldine-circle-lot-15-chipley-fl-32428-899b92123f4a48dfbd3e25d27df4c6e1#listing", "url": "https://www.propertysimple.ai/listing/geraldine-circle-lot-15-chipley-fl-32428-899b92123f4a48dfbd3e25d27df4c6e1", "name": "GERALDINE Circle lot: 15, Chipley, FL 32428", "description": "Discover the perfect place to build on this spacious 0.392-acre homesite in the desirable Sunny Hills community. 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You're approximately 20 miles from Chipley, offering shopping, dining, medical facilities, and everyday conveniences, while the sugar-white sands of Panama City Beach, Northwest Florida Beaches International Airport, and Pier Park are only about 45 minutes away. 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