# Hemlock Circle lot: 20, Chipley, FL 32428 > **TL;DR:** land, $19,000. Est. $102/mo. Listed 151 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $19,000 | | Lot Size | 16,117 sqft (0.37 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 151 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $96 | | Estimated Insurance | $6 | | **Total** | **$102** | ## Property Highlights - 0.37 acre lot ## Description ### Agent Description Love golf? Dream of building your home near the golf course without the burden of expensive HOA fees? This .369-acre lot in the desirable Sunny Hills community is the perfect opportunity! Conveniently located in close proximity to the golf course, you'll enjoy easy access to the fairways while still having plenty of room to create your ideal Florida retreat. Beyond the beautifully maintained greens, Sunny Hills offers an abundance of outdoor recreation with numerous crystal-clear lakes featuring white sandy beaches. Spend your days swimming, boating, fishing, or simply soaking up the peaceful surroundings that make this community a hidden gem in Northwest Florida. Looking for a beach day? The sugar-white sands and emerald waters of Panama City Beach are approximately 45 minutes away. You'll also be about 45 minutes from Northwest Florida Beaches International Airport and Pier Park, providing convenient access to shopping, dining, entertainment, and travel. Everyday necessities, medical facilities, and local shopping in Chipley are just 20 miles away. Whether you're planning to build your dream home, a vacation getaway, or secure an investment for the future, this homesite offers the perfect blend of golf, recreation, and small-town charm. Electric and water are on the frontage of the property Build your future in Sunny Hills and start enjoying the Florida lifestyle you've been dreaming about! ## Location - **Address:** Hemlock Circle lot: 20, Chipley, FL 32428 - **County:** Washington - **Neighborhood:** Sunny Hills Unit 6 - **Coordinates:** 30.574839, -85.578385 - **Google Maps:** https://www.google.com/maps?q=30.574839,-85.578385 ## Listing Agent - **Name:** Tina N Marsh · **License:** 3485020 - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Hemlock-Cir_Chipley_FL_32428_M69296-82905?f=listhub&s=ECARMLSFL&m=1004305&c=propsimple) ## Photos ![Hemlock Circle lot: 20 - Photo 1](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f290209590r.jpg) ![Hemlock Circle lot: 20 - Photo 2](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f1122508971r.jpg) ![Hemlock Circle lot: 20 - Photo 3](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f284576887r.jpg) ![Hemlock Circle lot: 20 - Photo 4](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f284576887r.jpg) ![Hemlock Circle lot: 20 - Photo 5](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f794837495r.jpg) ![Hemlock Circle lot: 20 - Photo 6](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f34296793r.jpg) ![Hemlock Circle lot: 20 - Photo 7](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f3181392644r.jpg) ![Hemlock Circle lot: 20 - Photo 8](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f10295143r.jpg) ![Hemlock Circle lot: 20 - Photo 9](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f2252867890r.jpg) ![Hemlock Circle lot: 20 - Photo 10](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f366057459r.jpg) ![Hemlock Circle lot: 20 - Photo 11](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f2308054971r.jpg) ![Hemlock Circle lot: 20 - Photo 12](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f808633568r.jpg) ![Hemlock Circle lot: 20 - Photo 13](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f193639097r.jpg) ![Hemlock Circle lot: 20 - Photo 14](http://lh.rdcpix.com/ffc20d9a113f036e7cb086455160116bl-f2238661420r.jpg) --- **MLS#:** 1004305 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/hemlock-circle-lot-20-chipley-fl-32428-3a0e0dc472d94b0d857ac2ed8ff3e226) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/hemlock-circle-lot-20-chipley-fl-32428-3a0e0dc472d94b0d857ac2ed8ff3e226#listing", "url": "https://www.propertysimple.ai/listing/hemlock-circle-lot-20-chipley-fl-32428-3a0e0dc472d94b0d857ac2ed8ff3e226", "name": "Hemlock Circle lot: 20, Chipley, FL 32428", "description": "Love golf? Dream of building your home near the golf course without the burden of expensive HOA fees? This .369-acre lot in the desirable Sunny Hills community is the perfect opportunity! 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Whether you're planning to build your dream home, a vacation getaway, or secure an investment for the future, this homesite offers the perfect blend of golf, recreation, and small-town charm. 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