# Plantation Drive, Panama City, FL 32404 > **TL;DR:** land, $650,000. > Waterfront, View. Est. $3,477/mo. Listed 553 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $650,000 | | Lot Size | 64,904 sqft (1.49 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 553 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Ocean, Harbor, River ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,287 | | Estimated Insurance | $190 | | **Total** | **$3,477** | ## Key Amenities - Waterfront - View ## Property Highlights - 1.49 acre lot - Waterfront ## Description ### Agent Description Waterfront Residential Parcel on Callaway Bayou! Approximately 1.49 acres according to county records, offering space for a private waterfront residence or an approved residential development. The protected, boatable water connects with the Gulf Intracoastal Waterway, St. Andrews Bay, Shell Island, and the Gulf of Mexico. Neighboring waterfront homes have private docks, supporting the boating and fishing lifestyle found along Plantation Drive. Any new dock will require applicable permitting and approval. Zoned R-1 for detached single-family residences. Current City of Panama City regulations provide for a maximum density of 10 dwelling units per gross acre and a minimum newly created lot area of 5,000 square feet. The parcel may offer potential for multiple residential lots through an approved subdivision and development plan. The property has no HOA and offers extended frontage along paved Plantation Drive. Public Water, Sewer, and Electricity are available. A 2021 boundary survey is available and reports approximately 1.355 acres, while county records report approximately 1.49 acres. The survey depicts portions of the property in FEMA Flood Zones AE and X. Convenient to Tyndall Air Force Base, shopping, restaurants, and schools. Qualified buyers may purchase with as little as 20% Down payment. ## Location - **Address:** Plantation Drive, Panama City, FL 32404 - **County:** Bay - **Coordinates:** 30.134183, -85.558846 - **Google Maps:** https://www.google.com/maps?q=30.134183,-85.558846 ## Virtual Tour & Media - **Video Tour:** https://www.carolsellsfloridahomes.com ## Listing Agent - **Name:** Carol Villani - **Brokerage:** Plantation Realty Inc - **Broker Phone:** 347-245-2245 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Plantation-Dr_Panama-City_FL_32404_M61672-42298?f=listhub&s=NYSMLS&m=11481678&c=propsimple) ## Photos ![Plantation Drive - Photo 1](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f3197887421r.jpg) ![Plantation Drive - Photo 2](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f4266831849r.jpg) ![Plantation Drive - Photo 3](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2202874379r.jpg) ![Plantation Drive - Photo 4](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2633738689r.jpg) ![Plantation Drive - Photo 5](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2392735384r.jpg) ![Plantation Drive - Photo 6](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2516646775r.jpg) ![Plantation Drive - Photo 7](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f3993594997r.jpg) ![Plantation Drive - Photo 8](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f289653030r.jpg) ![Plantation Drive - Photo 9](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f3914448184r.jpg) ![Plantation Drive - Photo 10](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2547067903r.jpg) ![Plantation Drive - Photo 11](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f419625416r.jpg) ![Plantation Drive - Photo 12](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f1726615465r.jpg) ![Plantation Drive - Photo 13](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2331206220r.jpg) ![Plantation Drive - Photo 14](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f3028295463r.jpg) ![Plantation Drive - Photo 15](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f1478868992r.jpg) ![Plantation Drive - Photo 16](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f795971822r.jpg) ![Plantation Drive - Photo 17](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f3933584026r.jpg) ![Plantation Drive - Photo 18](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2331206220r.jpg) ![Plantation Drive - Photo 19](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f1718243170r.jpg) ![Plantation Drive - Photo 20](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f3332746259r.jpg) ![Plantation Drive - Photo 21](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f1344529670r.jpg) ![Plantation Drive - Photo 22](http://lh.rdcpix.com/a027885dd484b44338a9a08f83197c5bl-f2753445252r.jpg) --- **MLS#:** 11481678 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/plantation-drive-panama-city-fl-32404-19af3edf4cb545c8a5c8a67ba10d4e6a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/plantation-drive-panama-city-fl-32404-19af3edf4cb545c8a5c8a67ba10d4e6a#listing", "url": "https://www.propertysimple.ai/listing/plantation-drive-panama-city-fl-32404-19af3edf4cb545c8a5c8a67ba10d4e6a", "name": "Plantation Drive, Panama City, FL 32404", "description": "Waterfront Residential Parcel on Callaway Bayou! Approximately 1.49 acres according to county records, offering space for a private waterfront residence or an approved residential development. 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Convenient to Tyndall Air Force Base, shopping, restaurants, and schools. 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