# PLANTATION, Panama City, FL 32404 > **TL;DR:** land, $650,000. > Waterfront. Est. $3,477/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $650,000 | | Lot Size | 64,904 sqft (1.49 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 9 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,287 | | Estimated Insurance | $190 | | **Total** | **$3,477** | ## Key Amenities - Waterfront ## Property Highlights - 1.49 acre lot - Waterfront ## Description ### Agent Description Waterfront Residential Parcel on Callaway Bayou! Approximately 1.49 acres according to county records, offering space for a private waterfront residence or an approved residential development. The protected, boatable water connects with the Gulf Intracoastal Waterway, St. Andrews Bay, Shell Island, and the Gulf of Mexico. Neighboring waterfront homes have private docks, supporting the boating and fishing lifestyle found along Plantation Drive. Any new dock will require applicable permitting and approval. Zoned R-1 for detached single-family residences. Current City of Panama City regulations provide for a maximum density of 10 dwelling units per gross acre and a minimum newly created lot area of 5,000 square feet. The parcel may offer potential for multiple residential lots through an approved subdivision and development plan. The property has no HOA and offers extended frontage along paved Plantation Drive. Public Water, Sewer, and Electricity are available. A 2021 boundary survey is available and reports approximately 1.355 acres, while county records report approximately 1.49 acres. The survey depicts portions of the property in FEMA Flood Zones AE and X. Convenient to Tyndall Air Force Base, shopping, restaurants, and schools. Qualified buyers may purchase with as little as 20% Down payment. ## Location - **Address:** PLANTATION, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Not on List - **Coordinates:** 30.19958, -85.632704 - **Google Maps:** https://www.google.com/maps?q=30.19958,-85.632704 ## Virtual Tour & Media - **Video Tour:** https://www.youtube.com/watch?v=lJi6DJiVOZ0 ## Listing Agent - **Name:** Carol Villani · **License:** 3458094 - **Brokerage:** LPT Realty, LLC - **Phone:** 3472452245 - **Broker Phone:** (877) 366-2213 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Plantation-Dr_Panama-City_FL_32404_M61672-42298?f=listhub&s=RACCFL&m=858036&c=propsimple) ## Photos ![PLANTATION - Photo 1](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f2284188951r.jpg) ![PLANTATION - Photo 2](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f1699463342r.jpg) ![PLANTATION - Photo 3](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f2295164129r.jpg) ![PLANTATION - Photo 4](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f3342706418r.jpg) ![PLANTATION - Photo 5](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f2247005810r.jpg) ![PLANTATION - Photo 6](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f45869884r.jpg) ![PLANTATION - Photo 7](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f1333637376r.jpg) ![PLANTATION - Photo 8](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f1259291523r.jpg) ![PLANTATION - Photo 9](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f1733452903r.jpg) ![PLANTATION - Photo 10](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f3724744930r.jpg) ![PLANTATION - Photo 11](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f4282098473r.jpg) ![PLANTATION - Photo 12](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f1581333300r.jpg) ![PLANTATION - Photo 13](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f2501754049r.jpg) ![PLANTATION - Photo 14](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f2544181679r.jpg) ![PLANTATION - Photo 15](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f1489767932r.jpg) ![PLANTATION - Photo 16](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f45869884r.jpg) ![PLANTATION - Photo 17](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f3995472086r.jpg) ![PLANTATION - Photo 18](http://lh.rdcpix.com/fbd4f6889ce98287453fa0c1221b935bl-f3116911227r.jpg) --- **MLS#:** 858036 | **Updated:** 2026-09-27 **Source:** listhub *Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/plantation-panama-city-fl-32404-l858036) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/plantation-panama-city-fl-32404-l858036#listing", "url": "https://www.propertysimple.ai/listing/plantation-panama-city-fl-32404-l858036", "name": "PLANTATION, Panama City, FL 32404", "description": "Waterfront Residential Parcel on Callaway Bayou! Approximately 1.49 acres according to county records, offering space for a private waterfront residence or an approved residential development. The protected, boatable water connects with the Gulf Intracoastal Waterway, St. Andrews Bay, Shell Island, and the Gulf of Mexico. 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