# Stewart Lake Road, Chipley, FL 32428 > **TL;DR:** land, $29,000. Est. $155/mo. Listed 78 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $29,000 | | Lot Size | 43,996 sqft (1.01 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 78 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $147 | | Estimated Insurance | $8 | | **Total** | **$155** | ## Property Highlights - 1.01 acre lot ## Description ### Agent Description Seize the opportunity to own this pristine 1.01-acre wooded lot in a non-HOA community in Chipley. This high-and-dry land, zoned RL for Residential, opens the door to countless off-the-grid building possibilities. Enjoy direct road access via a county-maintained dirt road, making it easy to develop your dream home or getaway retreat. Imagine building a charming single-family home, a mobile home, a cozy tiny home, or a lucrative short-term vacation rental. You can even bring in a mobile home! Please note that some RV restrictions apply; please review the attached documents for details. Well and septic systems are required. Power poles on the road; lines would need to be run, or an alternative power source used, which will add to the property's self-sufficient charm. Situated only an hour from the vibrant cities of Destin and Panama City Beach, this location offers the best of both worlds' peaceful seclusion and urban conveniences. Plus, you'll be just minutes away from exciting attractions, including Cypress Springs and Morrison Springs County Park. Don't miss out on this incredible opportunity to create your own slice of paradise! ## Location - **Address:** Stewart Lake Road, Chipley, FL 32428 - **County:** Washington - **Neighborhood:** UNREC SUBDV - **Coordinates:** 30.54422, -85.708547 - **Google Maps:** https://www.google.com/maps?q=30.54422,-85.708547 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/0-Stewart-Lake-Road-Chipley-FL-32428/unbranded ## Listing Agent - **Name:** Jose A Armstrong · **License:** 3151955 - **Brokerage:** Bink Realty LLC - **Phone:** 7542249950 - **Broker Phone:** (561) 459-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Stewart-Lake-Rd_Chipley_FL_32428_M62759-49130?f=listhub&s=RMLSFL&m=B26049683&c=propsimple) ## Photos ![Stewart Lake Road - Photo 1](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1165230727r.jpg) ![Stewart Lake Road - Photo 2](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f3399651518r.jpg) ![Stewart Lake Road - Photo 3](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f649219563r.jpg) ![Stewart Lake Road - Photo 4](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1442773159r.jpg) ![Stewart Lake Road - Photo 5](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f293021185r.jpg) ![Stewart Lake Road - Photo 6](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1079988824r.jpg) ![Stewart Lake Road - Photo 7](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f4261663477r.jpg) ![Stewart Lake Road - Photo 8](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1493626065r.jpg) ![Stewart Lake Road - Photo 9](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2531466066r.jpg) ![Stewart Lake Road - Photo 10](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1493229678r.jpg) ![Stewart Lake Road - Photo 11](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f483086101r.jpg) ![Stewart Lake Road - Photo 12](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f3430006966r.jpg) ![Stewart Lake Road - Photo 13](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2933775831r.jpg) ![Stewart Lake Road - Photo 14](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2777684637r.jpg) ![Stewart Lake Road - Photo 15](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1825012788r.jpg) ![Stewart Lake Road - Photo 16](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f464547127r.jpg) ![Stewart Lake Road - Photo 17](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1867313361r.jpg) ![Stewart Lake Road - Photo 18](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2920441113r.jpg) --- **MLS#:** B26049683 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/stewart-lake-road-chipley-fl-32428-26049683) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/stewart-lake-road-chipley-fl-32428-26049683#listing", "url": "https://www.propertysimple.ai/listing/stewart-lake-road-chipley-fl-32428-26049683", "name": "Stewart Lake Road, Chipley, FL 32428", "description": "Seize the opportunity to own this pristine 1.01-acre wooded lot in a non-HOA community in Chipley. This high-and-dry land, zoned RL for Residential, opens the door to countless off-the-grid building possibilities. Enjoy direct road access via a county-maintained dirt road, making it easy to develop your dream home or getaway retreat. 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