# Stewart Lake Road, Chipley, FL 32428 > **TL;DR:** land, $29,000. Est. $155/mo. Listed 117 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $29,000 | | Lot Size | 43,996 sqft (1.01 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 117 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $147 | | Estimated Insurance | $8 | | **Total** | **$155** | ## Property Highlights - 1.01 acre lot ## Description ### Agent Description Enjoy peaceful wooded surroundings close to Stewart Lake, Lucas Lake, and Hicks Lake! This 1.01-acre lot in a non-HOA community in Chipley offers a setting for your future home or getaway, with three nearby lakes adding to the area's outdoor appeal. High and dry and zoned RL (Residential), the property has direct access via a county-maintained dirt road. Explore options for a single-family residence, mobile home, tiny home, or vacation rental, subject to applicable zoning, permitting, and rental requirements. RV restrictions apply; review the attached documents for details. Well and septic systems are required. Power poles are located along the road; connecting service would require extending lines to the property, or buyers may explore alternative power options. With Stewart Lake, Lucas Lake, and Hicks Lake nearby, plus regional destinations such as Cypress Springs, Morrison Springs County Park, and the beaches of Panama City Beach and Destin, this property offers a peaceful home base for enjoying the Florida Panhandle. Owner financing is available. Bring your plans and discover the possibilities! ## Location - **Address:** Stewart Lake Road, Chipley, FL 32428 - **County:** Washington - **Neighborhood:** UNREC SUBDV - **Coordinates:** 30.54422, -85.708547 - **Google Maps:** https://www.google.com/maps?q=30.54422,-85.708547 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/0-Stewart-Lake-Road-Chipley-FL-32428/unbranded ## Listing Agent - **Name:** Jose A Armstrong · **License:** 3151955 - **Brokerage:** Bink Realty LLC - **Broker Phone:** (561) 459-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Stewart-Lake-Rd_Chipley_FL_32428_M62759-49130?f=listhub&s=RMLSFL&m=B26049683&c=propsimple) ## Photos ![Stewart Lake Road - Photo 1](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1165230727r.jpg) ![Stewart Lake Road - Photo 2](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f3399651518r.jpg) ![Stewart Lake Road - Photo 3](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f649219563r.jpg) ![Stewart Lake Road - Photo 4](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1442773159r.jpg) ![Stewart Lake Road - Photo 5](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f293021185r.jpg) ![Stewart Lake Road - Photo 6](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1079988824r.jpg) ![Stewart Lake Road - Photo 7](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f4261663477r.jpg) ![Stewart Lake Road - Photo 8](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1493626065r.jpg) ![Stewart Lake Road - Photo 9](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2531466066r.jpg) ![Stewart Lake Road - Photo 10](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1493229678r.jpg) ![Stewart Lake Road - Photo 11](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f483086101r.jpg) ![Stewart Lake Road - Photo 12](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f3430006966r.jpg) ![Stewart Lake Road - Photo 13](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2933775831r.jpg) ![Stewart Lake Road - Photo 14](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2777684637r.jpg) ![Stewart Lake Road - Photo 15](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1825012788r.jpg) ![Stewart Lake Road - Photo 16](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f464547127r.jpg) ![Stewart Lake Road - Photo 17](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f1867313361r.jpg) ![Stewart Lake Road - Photo 18](http://lh.rdcpix.com/3a49c93dd5e7dd1c6f08d13ef6969c0dl-f2920441113r.jpg) --- **MLS#:** B26049683 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/stewart-lake-road-chipley-fl-32428-361c2f5295734aa7b4dd031376bea7ec) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/stewart-lake-road-chipley-fl-32428-361c2f5295734aa7b4dd031376bea7ec#listing", "url": "https://www.propertysimple.ai/listing/stewart-lake-road-chipley-fl-32428-361c2f5295734aa7b4dd031376bea7ec", "name": "Stewart Lake Road, Chipley, FL 32428", "description": "Enjoy peaceful wooded surroundings close to Stewart Lake, Lucas Lake, and Hicks Lake! This 1.01-acre lot in a non-HOA community in Chipley offers a setting for your future home or getaway, with three nearby lakes adding to the area's outdoor appeal. 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