# Surf Road lot: 20, Panacea, FL 32346

> **TL;DR:** land, $49,500. Est. $264/mo. Listed 946 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $49,500 |
| Lot Size | 18,731 sqft (0.43 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 946 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $250 |
| Estimated Insurance | $14 |
| **Total** | **$264** |

## Nearby Schools

- **Elementary:** MEDART
- **Middle:** WAKULLA
- **High:** WAKULLA

## Property Highlights

- 0.43 acre lot

## Description

### Agent Description
The Refuge at Panacea offers premier lots in a private, gated community with close proximity to Ochlockonee Bay. These spacious home sites provide an ideal setting to construct your coastal dream home surrounded by lush natural landscapes backing up to the St Marks Refuge. Residents enjoy convenient access to nearby beaches, marinas, and a variety of dining options showcasing the local flavor. Public sewer, water and underground utilities already on site! An opportunity not to be missed for those seeking a luxurious waterfront lifestyle in this highly desirable Florida location.

## Location

- **Address:** Surf Road lot: 20, Panacea, FL 32346
- **County:** Wakulla
- **Neighborhood:** REFUGE AT PANACEA
- **Coordinates:** 29.913357, -84.36796
- **Google Maps:** https://www.google.com/maps?q=29.913357,-84.36796

## Listing Agent

- **Name:** Nailah Core · **License:** 3555721
- **Brokerage:** Waypoint Properties
- **Broker Phone:** 8509269100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Surf-Rd-Lot-20_Ochlockonee-Bay_FL_32346_M92041-31322?f=listhub&s=TBRFL&m=372586&c=propsimple)

## Photos

![Surf Road lot: 20 - Photo 1](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3131935929r.jpg)

![Surf Road lot: 20 - Photo 2](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f1613163746r.jpg)

![Surf Road lot: 20 - Photo 3](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f1327199525r.jpg)

![Surf Road lot: 20 - Photo 4](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f1997742281r.jpg)

![Surf Road lot: 20 - Photo 5](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3076228137r.jpg)

![Surf Road lot: 20 - Photo 6](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2745923160r.jpg)

![Surf Road lot: 20 - Photo 7](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2728692187r.jpg)

![Surf Road lot: 20 - Photo 8](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f202336113r.jpg)

![Surf Road lot: 20 - Photo 9](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2835665991r.jpg)

![Surf Road lot: 20 - Photo 10](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3455817945r.jpg)

![Surf Road lot: 20 - Photo 11](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f4145273127r.jpg)

![Surf Road lot: 20 - Photo 12](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3078930849r.jpg)

![Surf Road lot: 20 - Photo 13](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3216840040r.jpg)

![Surf Road lot: 20 - Photo 14](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f569692077r.jpg)

![Surf Road lot: 20 - Photo 15](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f4270511555r.jpg)

![Surf Road lot: 20 - Photo 16](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2093112395r.jpg)

![Surf Road lot: 20 - Photo 17](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3274201081r.jpg)

![Surf Road lot: 20 - Photo 18](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2850220588r.jpg)

![Surf Road lot: 20 - Photo 19](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3847716811r.jpg)

![Surf Road lot: 20 - Photo 20](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2380886276r.jpg)

![Surf Road lot: 20 - Photo 21](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3896361715r.jpg)

![Surf Road lot: 20 - Photo 22](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f1600526211r.jpg)

![Surf Road lot: 20 - Photo 23](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f1864832979r.jpg)

![Surf Road lot: 20 - Photo 24](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f2025458361r.jpg)

![Surf Road lot: 20 - Photo 25](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f4003874731r.jpg)

![Surf Road lot: 20 - Photo 26](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f3324645216r.jpg)

![Surf Road lot: 20 - Photo 27](http://lh.rdcpix.com/7d462ffaaa7a8fa779ee7db149233da4l-f1671679723r.jpg)

---

**MLS#:** 372586 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/surf-road-lot-20-panacea-fl-32346-7d92449f654b4e0e89305bbf3d4953eb)

---

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