# Surf Road, Panacea, FL 32346 > **TL;DR:** land, $169,000. > Waterfront. Est. $904/mo. Listed 8 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $169,000 | | Lot Size | 19,602 sqft (0.45 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 8 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $855 | | Estimated Insurance | $49 | | **Total** | **$904** | ## Nearby Schools - **Elementary:** MEDART - **Middle:** WAKULLA - **High:** WAKULLA ## Key Amenities - Waterfront ## Property Highlights - 0.45 acre lot - Waterfront ## Description ### Agent Description Waterfront lot with deep-water access on Ochlockonee Bay! Enjoy breathtaking views across the bay to the protected lands of Bald Point State Park, helping preserve the natural beauty of your waterfront setting. This cleared, nearly half-acre homesite offers direct access to the Gulf and endless opportunities for boating, fishing, and coastal living. Tucked away on a quiet street, you're just one mile from the legendary Angelo's Seafood Restaurant. One of the best values for waterfront property on Surf Road-don't miss this opportunity to build your dream home! ## Location - **Address:** Surf Road, Panacea, FL 32346 - **County:** Wakulla - **Neighborhood:** DOCK SEAS ON THE BAY - **Coordinates:** 29.98401, -84.39994 - **Google Maps:** https://www.google.com/maps?q=29.98401,-84.39994 ## Listing Agent - **Name:** Devin Lohman · **License:** 3618582 - **Brokerage:** Lohman Realty LLC - **Phone:** 8505456353 - **Broker Phone:** 8505562130 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Surf-Rd_Panacea_FL_32346_M95530-07281?f=listhub&s=TBRFL&m=405207&c=propsimple) ## Photos ![Surf Road - Photo 1](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f4098023943r.jpg) ![Surf Road - Photo 2](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f3478055764r.jpg) ![Surf Road - Photo 3](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f2539649660r.jpg) ![Surf Road - Photo 4](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f984025924r.jpg) ![Surf Road - Photo 5](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f461208696r.jpg) ![Surf Road - Photo 6](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f1064071590r.jpg) ![Surf Road - Photo 7](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f4275405892r.jpg) ![Surf Road - Photo 8](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f1728338850r.jpg) ![Surf Road - Photo 9](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f914427134r.jpg) ![Surf Road - Photo 10](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f3988792337r.jpg) ![Surf Road - Photo 11](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f747734041r.jpg) ![Surf Road - Photo 12](http://lh.rdcpix.com/fd86a160eafcc1a24f0fc5f67c2633b2l-f2261338504r.jpg) --- **MLS#:** 405207 | **Updated:** 2026-09-23 **Source:** listhub *Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/surf-road-panacea-fl-32346-l405207) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/surf-road-panacea-fl-32346-l405207#listing", "url": "https://www.propertysimple.ai/listing/surf-road-panacea-fl-32346-l405207", "name": "Surf Road, Panacea, FL 32346", "description": "Waterfront lot with deep-water access on Ochlockonee Bay! Enjoy breathtaking views across the bay to the protected lands of Bald Point State Park, helping preserve the natural beauty of your waterfront setting. This cleared, nearly half-acre homesite offers direct access to the Gulf and endless opportunities for boating, fishing, and coastal living. 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