# Twin Oaks, Ellijay, GA 30540 > **TL;DR:** land, $119,000. Est. $637/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $119,000 | | Lot Size | 90,605 sqft (2.08 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $602 | | Estimated Insurance | $35 | | **Total** | **$637** | ## Property Highlights - 2.08 acre lot ## Description ### Agent Description BUILD YOUR DREAM HOME NEAR CARTERS LAKE - 2.08 ACRES WITH SEPTIC INSTALLED & OWNER FINANCING AVAILABLE! OWNER FINANCING AVAILABLE! Don't miss this opportunity to own 2.08 acres consisting of two combined lots in one of North Georgia's most desirable recreational areas. Located less than five minutes from the Carters Lake boat ramp, this property offers the perfect combination of privacy, convenience, and outdoor adventure. Flexible Financing Options to Make Your Dream a Reality! With seller-offered owner financing available, qualified buyers have an additional opportunity to purchase this beautiful property without relying solely on traditional land financing. Whether you're ready to build immediately or want to secure your land now and plan your future home, owner financing may provide the flexibility you need. Terms are subject to seller approval. The property is zoned R-3 and already features a permitted 1,000-gallon septic system, potentially saving you significant time and expense when preparing to build. Take Advantage of Our Exclusive Builder Match Program! This property is also part of our Builder Match Program, designed to simplify the process of turning vacant land into your dream home. Instead of searching for a builder on your own, we'll connect you with a trusted local builder and provide a selection of customizable floor plans and construction options to accommodate different lifestyles and budgets. For buyers interested in financing both the land and construction, we've partnered with Tom Scholle of Coast2Coast Mortgage, who can help qualified buyers explore UWM's One-Time Close Construction Loan Program. This program allows eligible buyers to finance the land purchase and construction of their new home through one loan and one closing, providing a more streamlined path to homeownership. Enjoy the Best of North Georgia Mountain Living Imagine spending your weekends boating, fishing, kayaking, or exploring the scenic beauty of Carters Lake, al ## Location - **Address:** Twin Oaks, Ellijay, GA 30540 - **County:** Gilmer - **Neighborhood:** Woody Acres - **Coordinates:** 34.5865812, -84.6124868 - **Google Maps:** https://www.google.com/maps?q=34.5865812,-84.6124868 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/0-Twin-Oaks-Ellijay-GA-30540/unbranded ## Listing Agent - **Name:** Sam Dart - **Brokerage:** Warrior Realty Group - **Phone:** 4044027103 - **Broker Phone:** 404-788-4232 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Twin-Oaks_Ellijay_GA_30540_M90174-17698?f=listhub&s=NEGBORGA&m=435010&c=propsimple) ## Photos ![Twin Oaks - Photo 1](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f3097027703r.jpg) ![Twin Oaks - Photo 2](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f1485475464r.jpg) ![Twin Oaks - Photo 3](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f519356341r.jpg) ![Twin Oaks - Photo 4](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f1467577577r.jpg) ![Twin Oaks - Photo 5](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f3836023562r.jpg) ![Twin Oaks - Photo 6](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f2848289237r.jpg) ![Twin Oaks - Photo 7](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f3363888283r.jpg) ![Twin Oaks - Photo 8](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f2025317592r.jpg) ![Twin Oaks - Photo 9](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f2810297026r.jpg) ![Twin Oaks - Photo 10](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f660509775r.jpg) ![Twin Oaks - Photo 11](http://lh.rdcpix.com/294ef25b88eea3c7fd258d29b7ecde46l-f1781324109r.jpg) --- **MLS#:** 435010 | **Updated:** 2026-10-17 **Source:** listhub *Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/twin-oaks-ellijay-ga-30540-a435010) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/twin-oaks-ellijay-ga-30540-a435010#listing", "url": "https://www.propertysimple.ai/listing/twin-oaks-ellijay-ga-30540-a435010", "name": "Twin Oaks, Ellijay, GA 30540", "description": "BUILD YOUR DREAM HOME NEAR CARTERS LAKE - 2.08 ACRES WITH SEPTIC INSTALLED & OWNER FINANCING AVAILABLE! OWNER FINANCING AVAILABLE! Don't miss this opportunity to own 2.08 acres consisting of two combined lots in one of North Georgia's most desirable recreational areas. Located less than five minutes from the Carters Lake boat ramp, this property offers the perfect combination of privacy, convenience, and outdoor adventure. Flexible Financing Options to Make Your Dream a Reality! With seller-offered owner financing available, qualified buyers have an additional opportunity to purchase this beautiful property without relying solely on traditional land financing. Whether you're ready to build immediately or want to secure your land now and plan your future home, owner financing may provide the flexibility you need. Terms are subject to seller approval. The property is zoned R-3 and already features a permitted 1,000-gallon septic system, potentially saving you significant time and expense when preparing to build. Take Advantage of Our Exclusive Builder Match Program! This property is also part of our Builder Match Program, designed to simplify the process of turning vacant land into your dream home. Instead of searching for a builder on your own, we'll connect you with a trusted local builder and provide a selection of customizable floor plans and construction options to accommodate different lifestyles and budgets. For buyers interested in financing both the land and construction, we've partnered with Tom Scholle of Coast2Coast Mortgage, who can help qualified buyers explore UWM's One-Time Close Construction Loan Program. This program allows eligible buyers to finance the land purchase and construction of their new home through one loan and one closing, providing a more streamlined path to homeownership. 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