Indiana
Waterfront Homes for Sale in Monticello
“Find Your Monticello Waterfront Dream Home”
74 listings
Avg $412,773
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$1.2M
11810 W 820 North Crossroads
Monticello, IN
03 ba
$1.2M
11810 W 820 north Crossroad
Monticello, IN
4 bd2 ba2,682
$1.2M
4954 E Bayfront Court
Monticello, IN
5 bd4 ba4,378
$1.1M
2636 N Peterson Drive
Monticello, IN
7 bd7 ba4,507
$1.1M
2373 N Untalulti Drive
Monticello, IN
012 ba
$900K
1 W Aquarius Drive
Monticello, IN
00 ba
$830K
4033 N Denver Court
Monticello, IN
3 bd3 ba2,707
$800K
3743 N West Shafer Drive
Monticello, IN
3 bd2 ba2,116
About Waterfront Homes in Monticello
Monticello, Indiana offers 74 waterfront properties for sale on Lake Shafer and Lake Freeman, with an average price of $412,773. Current listings range from $59,900 to $1,199,990, providing options for buyers seeking lakefront living in this popular Indiana destination.
Average listing price: $412,773 · 74 homes available
Frequently Asked Questions
Monticello currently has 74 waterfront listings including single-family homes, cottages, and lots on Lake Shafer and Lake Freeman. Properties range from $59,900 fixer-uppers to $1,199,990 luxury estates with an average price of $412,773.
With 74 active listings averaging $412,773, Monticello offers more affordable waterfront options than many northern Indiana lakes while providing access to both Lake Shafer and Lake Freeman for boating and recreation.
Buyers should verify lake access rights, check flood zones, and review HOA rules for Lake Shafer and Lake Freeman properties. With prices ranging from $59,900 to $1,199,990, it's recommended to work with an agent familiar with local waterfront regulations and seasonal water levels.