Kentucky
Waterfront Homes for Sale in Georgetown
“Waterfront Homes in Georgetown, KY”
7 listings
Avg $889,401
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$1.3M
133 Treetop Court
Georgetown, KY
4 bd5 ba4,435
$975K
364 Muir Lane
Georgetown, KY
4 bd4 ba4,275
$898K
103 Glen Creek Rd.
Georgetown, KY
4 bd3 ba3,444
$898K
103 Glen Creek Road
Georgetown, KY
4 bd3 ba4,140
$850K
129 Morgan Mill Road
Georgetown, KY
3 bd4 ba3,394
$760K
124 Merganser Court
Georgetown, KY
5 bd5 ba5,450
$535K
103 Pinnacle Point
Georgetown, KY
4 bd3 ba2,132
About Waterfront Homes in Georgetown
Georgetown, KY currently features 7 waterfront properties with an average listing price of $889,401. These exclusive homes range from $534,805 to $1,310,000, offering buyers direct water access in this growing Central Kentucky community. Waterfront living in Georgetown combines scenic beauty with convenient access to Lexington and major employment centers.
Average listing price: $889,401 · 7 homes available
Frequently Asked Questions
Georgetown offers waterfront properties primarily along Elkhorn Creek and Royal Springs, with most current listings situated in newer developments near the Royal Springs Golf Course area.
Waterfront homes in Georgetown typically see 15-25% higher property taxes than inland properties due to premium location and larger lot sizes, with average annual taxes ranging from $4,200-$7,800 based on current listings.
Lenders often require higher down payments (20-25%) for waterfront properties and may mandate flood insurance, which can add $1,500-$3,000 annually to ownership costs for Georgetown homes near Elkhorn Creek.