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About This Home

This 3-bedroom, 2-bathroom single family at 1013 Lake Drive in Niceville, FL is listed for $1,147,000 ($498 per sqft). Built in 1980, the home offers 2,301 sqft of living space on a 0.57 acres lot.

Agent Description

Experience the perfect blend of luxury, craftsmanship, and waterfront living in this fully renovated coastal retreat. Renovated from roof to floors this home offers peace of mind with no detail overlooked. On 130 feet of shoreline, the property features a water dock with direct boating access to the Intracoastal Waterway and the Gulf, cruising past Crab Island.

The home itself sits at 18 feet of elevation, offering both stunning views and added security. High-end finishes define every space. Custom Amish-built cabinetry pairs beautifully with striking quartzite countertops, while rich oak flooring runs throughout the home. Every system has been upgraded, including a new roof, windows, HVAC, plumbing, and much of the electrical. This is a rare opportunity to own a turnkey waterfront property

Key Features

  • Built in 1980
  • 0.57 acre lot
  • Waterfront

Property Details

1 story
2 full
1980

Amenities

WaterfrontViewHardwoodA/C

Monthly Cost Estimate

$6,164/mo

20% down · 6.5% · 30 years

Principal$830
Interest$4,970
Insurance$335
HOA$30

Estimates only. Actual payments may vary.

Location

1013 Lake Drive

Niceville, FL 32578

LAKE PIPPIN

Features & Amenities

Interior Features

Ceiling BeamedCeiling RaisedKitchen IslandNewly PaintedShelving

Exterior Features

Dock

Property Details

Flooring

Hardwood

Construction

Brick

Views

Lake

Pool Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalFreezerRefrigeratorRefrigerator W/IceMkStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1013 Lake Drive is listed at $1,147,000 ($498/sqft). The estimated monthly payment is $5,000 based on 20% down at 6.5% interest.

HOA fees are $30/month.

Key features include: Built in 1980, 0.57 acre lot, Waterfront. Interior Features: Ceiling Beamed, Ceiling Raised, Kitchen Island. Exterior Features: Dock.

This property is listed by Dylan M Sterling and can be reached at 3304014329 or sterfry1323@gmail.com.

DS

Dylan M Sterling

Agent at Coldwell Banker Realty

(330) 401-4329

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 994262· Source: listhub· Updated 119 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1013 Lake Drive, Niceville, FL 32578

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