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About This Home

This 4-bedroom, 3-bathroom single family at 103 Cater Street in Saint Simons Island, GA is listed for $1,175,000 ($447 per sqft). Built in 1971, the home offers 2,626 sqft of living space on a 0.19 acres lot.

Agent Description

Experience the perfect blend of sleek, contemporary design and laid-back island vibes. This stunningly renovated St. Simons Island home offers a sophisticated sanctuary just minutes from the sands of East Beach. Renovations have been made to maintain the coastal charm while introducing modern finishes.

Floor-to-ceiling windows act as a frame for the lush island landscape, drenching the open-concept living spaces with natural light.A flexible bonus room serves as the ultimate "choose your own adventure" space. It's perfectly suited for a private guest suite, home office, or an art studio.

The possibilities go on and on! With multiple bedrooms featuring direct outdoor access, it makes indoor/outdoor living a breeze. No need to clutter your living space with beach gear. The property includes a storage shed for bikes and boards, plus a carport to keep your vehicle cool and protected from the Georgia sun.

No HOA, and lots of rental potential. The fenced in, level yard provides space to put in a pool if you choose. Whether you're looking for a full-time residence or a premier coastal getaway, this property delivers in every way. Your coastal retreat awaits!

Key Features

  • Built in 1971
  • 0.19 acre lot
  • Fireplace

Property Details

3 full
1971

Amenities

FireplaceA/C

Monthly Cost Estimate

$6,284/mo

20% down · 6.5% · 30 years

Principal$850
Interest$5,092
Insurance$343

Estimates only. Actual payments may vary.

Location

103 Cater Street

Saint Simons Island, GA 31522

Kelvin Grove

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fan(s)Walk-In Closet(s)Split Plan

Exterior Features

Gas Grill

Property Details

Pool Features

PatioPorch

Parking

Covered

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

CooktopDryerDishwasherMicrowaveOvenRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 103 Cater Street is listed at $1,175,000 ($447/sqft). The estimated monthly payment is $5,092 based on 20% down at 6.5% interest.

Key features include: Built in 1971, 0.19 acre lot, Fireplace. Interior Features: Built-in Features, Ceiling Fan(s), Walk-In Closet(s). Exterior Features: Gas Grill.

This property is listed by Emily Hall and can be reached at 3045325732 or emilyhall95@kw.com.

EH

Emily Hall

Agent at Keller Williams Realty Golden Isles

(304) 532-5732

Listed by Keller Williams Realty Golden Isles · View on Broker Site

MLS# 1661146· Source: listhub· Updated 42 days ago

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 Cater Street, Saint Simons Island, GA 31522

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