About This Home

This 3-bedroom, 1-bathroom single family at 103 Summit in Waterloo, IA is listed for $109,999 ($97 per sqft). Built in 1907, the home offers 1,130 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1907
  • 0.09 acre lot

Property Details

1 full
1907

Amenities

HardwoodA/C
Listing Description

Welcome home to this charming 1 1/2-story home offering 3 bedrooms, 1 bath, and plenty of updates throughout! Enjoy two enclosed porches, including a welcoming front porch that's perfect for relaxing with your favorite beverage. Inside, you'll find hardwood floors and a nicely updated kitchen and countertops, with appliances that are less than two years old.

The upper level features new windows and new flooring, adding to the many improvements already completed. The unfinished lower level provides plenty of room for storage and additional possibilities. The furnace, central air, and water heater have all recently been checked and are in good working order, and a new sewer line has been installed out back. With its combination of character, updates, and comfortable living spaces, this home is ready for its next owner!

Monthly Cost Estimate

$588/mo

20% down · 6.5% · 30 years

Principal$80
Interest$477
Insurance$32

Estimates only. Actual payments may vary.

Location

103 Summit

Waterloo, IA 50701

Features & Amenities

Interior Features

Ceiling Fan(s)Ceiling Fan/Light

Exterior Features

Enclosed

Property Details

Flooring

Hardwood

Construction

Aluminum Siding

Parking

Garage - DetachedOversizeOpen

Heating

Natural GasForced Air

Cooling

Central AirCeiling Fan(s)

Appliances

DishwasherDryerDisposalFree-Standing RangeRefrigeratorWasherGas Water Heater

Questions & Answers

This 3-bedroom, 1-bathroom single family at 103 Summit is listed at $109,999 ($97/sqft). The estimated monthly payment is $588 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1907, 0.09 acre lot. Interior Features: Ceiling Fan(s), Ceiling Fan/Light. Exterior Features: Enclosed.

This property is listed by Karmen Schwake and can be reached at 3192391281.

KS

Karmen Schwake

Agent at Oakridge Real Estate

(319) 239-1281
Agent website

Listed by Oakridge Real Estate · Broker phone: (319) 277-5005 · View on Broker Site · Broker website

MLS# 20264043· Source: Northeast Iowa Regional Board of Realtors· 27 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 Summit, Waterloo, IA 50701

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