About This Home

This 2-bedroom, 3-bathroom condo at 1030 U.S. 98 #45 in Destin, FL is listed for $575,000 ($383 per sqft). Built in 1973, the home offers 1,500 sqft of living space on a N/A lot.

Key Features

  • Built in 1973
  • 5 stories
  • Waterfront

Property Details

5 stories
2 full, 1 half
#45
1973

Amenities

WaterfrontA/C
Listing Description

Experience breathtaking Gulf views and effortless coastal living from this beautifully updated, top-floor condo in the gated Gulf-front community of Silver Dunes. Ideally positioned just steps from Destin's famous sugar-white sand and emerald waters, this two-story residence offers exceptional views, spacious accommodations, and an impressive collection of resort amenities.

Recently upgraded, the condo features a gorgeous remodeled kitchen with modern cabinetry, granite countertops, tile flooring, upgraded lighting, and plenty of space for preparing meals and entertaining. The adjoining dining area flows seamlessly into the spacious living room, where large glass doors frame stunning views of the Gulf and open to an expansive full-width balcony.

Whether enjoying morning coffee, an afternoon sea breeze, or one of Destin's unforgettable sunsets, this outdoor space is the perfect extension of the living area. The main level also includes a convenient guest half bath. Upstairs, you'll find two generously sized bedrooms, each with its own full ensuite bathroom, along with a laundry area.

The Gulf-front primary suite features its own private balcony, creating a peaceful retreat with spectacular views of the coastline. With two queen beds in the primary suite, a double and twin bed in the guest bedroom, and a queen sleeper sofa in the living room, the condo comfortably accommodates up to nine guests.

With its desirable Gulf-front location and flexible sleeping arrangements, this property offers excellent potential as a vacation rental, second home, or personal beach retreat. Silver Dunes offers an outstanding resort experience with a large Gulf-front swimming pool, children's pool, expansive beachfront lawn, fitness center, lighted tennis courts, shuffleboard, arcade/game room, grilling areas, and direct access to the beach.

Located in the heart of Destin, you're just minutes from some of the area's most popular dining, shopping, golf, fishing, boating, and family attractions, including Destin Harbor and Big Kahuna's Water & Adventure Park. From panoramic Gulf views and multiple balconies to the beautifully remodeled interior and resort-style amenities, this top-floor condo delivers everything you need to enjoy the Destin lifestyle.

Monthly Cost Estimate

$4,305/mo

20% down · 6.5% · 30 years

Principal$416
Interest$2,492
Insurance$168
HOA$1,230

Estimates only. Actual payments may vary.

Location

1030 U.S. 98 #45

Destin, FL 32541

SILVER DUNES CONDO

Property Details

Cooling

Central Air

Questions & Answers

This 2-bedroom, 3-bathroom condo at 1030 U.S. 98 is listed at $575,000 ($383/sqft). The estimated monthly payment is $4,306 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1230/month.

Key features include: Built in 1973, 5 stories, Waterfront.

This property is listed by Lyndon T Jackson and can be reached at 8504195072.

LJ

Lyndon T Jackson

License 3441215

Agent at The Naumann Group Real Estate, Inc

(850) 419-5072

Listed by The Naumann Group Real Estate, Inc · Broker phone: (850) 213-4034 · View on Broker Site

MLS# 1012097· Source: Emerald Coast Association of Realtors· 3 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1030 U.S. 98 #45, Destin, FL 32541

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