About This Home

This 3-bedroom, 2-bathroom single family at 109 E Church Street E in Saint Marys, GA is listed for $459,000 ($348 per sqft). Built in 1960, the home offers 1,320 sqft of living space on a 0.53 acres lot.

Key Features

  • Built in 1960
  • 0.53 acre lot
  • Fireplace

Property Details

2 full
1960

Amenities

FireplaceHardwood
Listing Description

Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring.

A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; complete re-plumbing; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior.

Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.

Monthly Cost Estimate

$2,455/mo

20% down · 6.5% · 30 years

Principal$332
Interest$1,989
Insurance$134

Estimates only. Actual payments may vary.

Location

109 E Church Street E

Saint Marys, GA 31558

Features & Amenities

Interior Features

BookcasesCeiling Fan(s)Primary on First Floor

Property Details

Flooring

TileLaminateHardwood

Construction

Block Wood Siding

Pool Features

Porch

Appliances

DishwasherMicrowaveOvenRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 109 E Church Street E is listed at $459,000 ($348/sqft). The estimated monthly payment is $2,455 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1960, 0.53 acre lot, Fireplace. Interior Features: Bookcases, Ceiling Fan(s), Primary on First Floor.

This property is listed by Carrie Paulk-Gay and can be reached at 9122273623.

CP

Carrie Paulk-Gay

Agent at Coldwell Banker Access Realty KGLD

(912) 227-3623

Listed by Coldwell Banker Access Realty KGLD · View on Broker Site

MLS# 2001409· Source: listhub· 1 day on market

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 E Church Street E, Saint Marys, GA 31558

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