109 Heron Turn, Panama City Beach, FL 32407

3BR/2.5BA home in The Glades in Panama City Beach. Pond-front with screened heated pool. Roof & AC 2019, appliances 2024-25. This 3 bedroom, 2.5 bath home with office in The Glades offers a 2,190 sq ft layout designed for full-time living or second-home use in Panama City Beach.

Built in 1994 and located on a cul-de-sac south of Highway 98, the property sits on a freshwater pond with a screened, heated pool and extended lanai for outdoor use. The quiet dead-end street offers limited through traffic. Key updates include a roof and HVAC replaced in 2019, two water heaters installed in 2020, and kitchen appliances updated between 2024 and 2025.

The interior features a split floor plan with 10-foot ceilings throughout the house. The kitchen includes updated appliances, tile backsplash replaced in 2025, breakfast bar, and adjacent dining and breakfast areas. The primary suite includes private lanai access, mini-split AC, two walk-in closets, double vanity, makeup station, and a large walk-in shower with dual shower heads.

Two guest bedrooms have new carpet and lighting, and a dedicated office supports work-from-home needs. The home has been extensively remodeled, well maintained, and kept in meticulously clean condition over time. System improvements focus on long-term ownership confidence.

The home includes central air plus a mini-split system, propane fireplace, hurricane shutters, termite bond, and a portable generator connection. The property is pre-piped for future gas service if introduced to the neighborhood. Outdoor features include a screened in-ground pool heated by propane or solar, with a lanai extended 9 feet to add a sunning area.

The backyard landscaping is well maintained, and the pond setting provides beautiful open water views. The lot includes a circular driveway with parking for up to five vehicles, a two-car garage that includes a golf cart garage with separate entrance/exit.

Located in The Glades, a golf cart-friendly community in central Panama City Beach, the home provides access to shopping, dining, and beach routes within a short drive. The HOA is $550 annually and includes garbage service and scheduled bulk item disposal. Short-term rentals are not permitted, supporting a more residential environment. Additional practical details include negotiable furnishings, all window coverings conveying, attic access in the garage, and immediate occupancy availability. The home is offered as-is.