About This Home

This 4-bedroom, 3-bathroom single family at 11 CHATHAM LN in Palmyra, VA is listed for $729,900 ($230 per sqft). Built in 2002, the home offers 3,178 sqft of living space on a 0.58 acres lot.

Key Features

  • Built in 2002
  • 0.58 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
2002

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Waterfront home nestled among mature hardwoods just a short boat ride up Washington Cove to the main body of water at Lake Monticello a gated, amenity rich golf course community. Our 2014 Sylvan 8520 Mirage CR Luxury Edition Pontoon boat with a meticulously maintained 90 H.P.

Honda outboard engine will convey at home purchase with an acceptable offer. Enjoy relaxing on and fishing from your own boat dock & bulkhead. The full length rear deck features a screened porch, space for a hot tub, and overlooks the cove. Home features 4 bedrooms, 3 full baths, open great room with cathedral ceilings, beautiful hardwood floors & gas fireplace.

Main level primary suite offers cathedral ceiling, hardwood floors, soaking tub, double vanity, seperate shower, plus his and hers closets The finished walkout terrace level is home to the 4th bedroom, 3rd full bath, huge family room with free standing gas fireplace, a flex room currently used as a home gym and large storage area with built-in shelving.

Private lot with gentle sloping gravel walkway down to the water. Enjoy lakefront living, a quiet neighborhood, and close amenities all while being just 25 minutes from Charlottesville. Welcome home!

Monthly Cost Estimate

$5,399/mo

20% down · 6.5% · 30 years

Principal$528
Interest$3,163
Insurance$213
HOA$1,495

Estimates only. Actual payments may vary.

Location

11 CHATHAM LN

Palmyra, VA 22963

LAKE MONTICELLO

Features & Amenities

Interior Features

SkylightsWalk-in Closet

Property Details

Flooring

VinylHardwoodCarpetTile - Ceramic

Views

Water

Outdoor Features

PorchDeck

Heating

CentralForced AirPropane (Heating)

Cooling

Central Air

Appliances

Breakfast BarDishwasherDisposalElectric RangeMicrowavePantry

Questions & Answers

This 4-bedroom, 3-bathroom single family at 11 CHATHAM LN is listed at $729,900 ($230/sqft). The estimated monthly payment is $5,399 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1495/month.

Key features include: Built in 2002, 0.58 acre lot, Fireplace, Waterfront. Interior Features: Skylights, Walk-in Closet.

This property is listed by RUTH GUSS and can be reached at 4349600414.

RG

RUTH GUSS

Agent at PLB2 Inc.

(434) 960-0414

Listed by PLB2 Inc. · Broker phone: (434) 465-4444 · View on Broker Site

MLS# 679602· Source: Charlottesville Area Association of REALTORS®· 65 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11 CHATHAM LN, Palmyra, VA 22963

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