About This Home

This 3-bedroom, 3-bathroom single family at 274 JEFFERSON DR in Palmyra, VA is listed for $700,000 ($238 per sqft). Built in 1998, the home offers 2,938 sqft of living space on a 0.52 acres lot.

Key Features

  • Built in 1998
  • 0.52 acre lot
  • Fireplace

Property Details

1 story
3 full
1998

Amenities

FireplaceViewHardwoodA/C
Listing Description

Waterfront living in Lake Monticello with a private dock, deck overlooking the water, and lakeside gazebo. This one-level home features a vaulted great room with stacked stone gas fireplace, open floor plan plus two bedrooms on the main floor. Freshly painted throughout with a two-car garage.

Enjoy an expansive deck, screened porch and gazebo for relaxing lakeside, with direct water access for boating, fishing, and swimming. The primary suite includes private flex space that could be an art studio, home office or workout studio. The walk-out lower level offers a spacious rec room, workshop, and third bedroom with full bath - ideal for guests or multigenerational living, and features a coal burning stove for auxiliary heating.

Hobbiests will love the large workshop! Located in Lake Monticello, a gated lake and golf community with resort-style amenities including a community pool, marina, golf clubhouse dining, tennis courts, playgrounds, and walking trails. Just 20 minutes from historic Charlottesville and UVA, with easy access to Pleasant Grove Park and Fluvanna farmers market.

Monthly Cost Estimate

$5,239/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,033
Insurance$204
HOA$1,495

Estimates only. Actual payments may vary.

Location

274 JEFFERSON DR

Palmyra, VA 22963

LAKE MONTICELLO

Property Details

Flooring

HardwoodCarpet

Views

Water

Outdoor Features

DeckPorch

Heating

Propane (Heating)Heat Pump (Heating)Forced Air

Cooling

Central Air

Appliances

DishwasherElectric RangeRefrigeratorGas Cooktop

Questions & Answers

This 3-bedroom, 3-bathroom single family at 274 JEFFERSON DR is listed at $700,000 ($238/sqft). The estimated monthly payment is $5,239 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1495/month.

Key features include: Built in 1998, 0.52 acre lot, Fireplace.

This property is listed by DENISE RAMEY TEAM and can be reached at 4349604333.

DT

DENISE RAMEY TEAM

Agent at Long & Foster

(434) 960-4333

Listed by Long & Foster · Broker phone: (434) 953-8865 · View on Broker Site · Broker website

MLS# 680341· Source: Charlottesville Area Association of REALTORS®· 42 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

274 JEFFERSON DR, Palmyra, VA 22963

Open this listing in: