About This Home

This 3-bedroom, 2-bathroom single family at 1123 S Topsail Drive in Surf City, NC is listed for $700,000 ($538 per sqft). Built in 1984, the home offers 1,302 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1984
  • 0.14 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
1984

Amenities

WaterfrontViewA/C
Listing Description

Coastal living, vacation getaway, and investment opportunity all in one! This fully furnished 3-bedroom, 2-bath beach home is ideally located just 1 mile from the Surf City Bridge and within walking distance of Public Beach Access 24. The open first-floor layout features a convenient first-floor primary bedroom, durable LVP flooring, and fresh interior paint throughout.

Enjoy the coastal lifestyle from both the front and back decks, perfect for relaxing in the ocean breeze. Numerous updates provide added peace of mind, including new support joists, new siding, new windows, new decks, and a new hot water heater, plus a newer roof and HVAC system serviced annually.

Minutes from Surf City restaurants, entertainment, and a public park with dock access. Offered fully furnished, this property is ready to enjoy as a primary residence, second home, beach getaway, or potential rental investment. Bring your beach gear and start enjoying the coast!

Monthly Cost Estimate

$3,744/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,033
Insurance$204

Estimates only. Actual payments may vary.

Location

1123 S Topsail Drive

Surf City, NC 28445

Horse Hammock

Features & Amenities

Interior Features

Ceiling Fan(s)Blinds/Shades

Property Details

Flooring

Lvt/lvp

Construction

Vinyl Siding Wood Frame

Views

Water

Outdoor Features

Deck

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1123 S Topsail Drive is listed at $700,000 ($538/sqft). The estimated monthly payment is $3,744 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1984, 0.14 acre lot, 2 stories, Waterfront. Interior Features: Ceiling Fan(s), Blinds/Shades.

This property is listed by The Summers Real Estate Team.

TT

The Summers Real Estate Team

Agent at Keller Williams Realty

Listed by Keller Williams Realty · Broker phone: (910) 264-6506 · View on Broker Site · Broker website

MLS# 100608987· Source: Hive MLS· 19 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1123 S Topsail Drive, Surf City, NC 28445

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