About This Home

This 3-bedroom, 3-bathroom single family at 118 Osterhage Drive in Waterloo, IL is listed for $320,000 ($123 per sqft). Built in 1993, the home offers 2,598 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1993
  • 0.21 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
2-car garage
1993

Amenities

Fireplace
Listing Description

3 bed, 3 bath ranch in desirable East Ridge Subdivision, conveniently located just minutes from schools, medical facilities, and the golf course. Offering nearly 2,600 sq. ft. of finished living space, this home features charming curb appeal, an attached 2-car garage, and a fully fenced backyard that serves as a private oasis with a large patio, planting beds, and a beautiful water feature.

Major 2026 updates include a complete kitchen remodel, fresh paint throughout, new flooring, and a remodeled hall bath. The home welcomes you with a formal living room featuring ceramic tile flooring. The open-concept main living area boasts a vaulted ceiling, luxury vinyl plank flooring, and an electric fireplace.

The adjoining dining area flows seamlessly into the updated kitchen and offers sliding door access to the backyard and paver patio. The remodeled kitchen is well-appointed with new HD countertops, a center island with seating, farmhouse sink, gas range, 42-inch upgraded cabinetry, stainless steel appliances, and abundant storage.

The nearby laundry room includes additional cabinetry for even more storage. Bedroom 1 features new carpet and a double-door closet. The updated hall bath includes LVT flooring, a comfort-height vanity, new tub and surround, and a new commode. Bedroom 2 also offers new carpet and a double closet.

The spacious primary suite features new carpet, two double closets, and a private bath with shower, updated commode, and linen storage. The finished lower level provides exceptional additional living space with a freshly painted industrial-style ceiling, new carpet, a huge family room, a non-conforming bedroom with closet, and a third full bath.

Plenty of unfinished storage space ensures room for all your extras. New basement trim shown in photos will be installed shortly. Move-in ready and packed with updates, this spacious ranch offers comfortable living both inside and out.

Monthly Cost Estimate

$1,711/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,387
Insurance$93

Estimates only. Actual payments may vary.

Location

118 Osterhage Drive

Waterloo, IL 62298

East Ridge

Property Details

Construction

Brick Vinyl Siding

Heating

Forced Air

Cooling

Ceiling Fan(s)

Appliances

DishwasherDisposalDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 118 Osterhage Drive is listed at $320,000 ($123/sqft). The estimated monthly payment is $1,711 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1993, 0.21 acre lot, Fireplace.

This property is listed by Tammy Hines and can be reached at 6182813959.

TH

Tammy Hines

Agent at Tammy Mitchell Hines & Co.

(618) 281-3959
Agent website

Listed by Tammy Mitchell Hines & Co. · Broker phone: (618) 281-3959 · View on Broker Site · Broker website

MLS# 26062740· Source: Mid America Regional Information Systems, Inc.· 2 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

118 Osterhage Drive, Waterloo, IL 62298

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