About This Home

This 4-bedroom, 3-bathroom single family at 1521 Rachael Lane in Waterloo, IL is listed for $370,900 ($151 per sqft). Built in 2015, the home offers 2,452 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 2015
  • 0.28 acre lot

Property Details

1 story
3 full
2-car garage
2015

Amenities

A/C
Listing Description

MISSION: Find a home that's actually move-in ready. STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list.

The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room just off the 2-car garage. You'll also find two secondary bedrooms, a full bathroom, and a spacious primary suite featuring a dual sink vanity, walk-in shower, and a large walk-in closet.

The walk-out basement is where things get interesting. Kick back at the custom bar, catch the big game or movie night with the projector and surround sound, challenge your friends to a game of darts, and don't miss the hidden bookshelf that opens to a secret closet.

It's the kind of feature that makes every first-time visitor say, "Wait... do that again!" The lower level also includes the fourth bedroom and an additional full bathroom. Out back, you'll find a deck overlooking the backyard, plus the walk-out patio below, giving you two great spots to enjoy the outdoors.

Finished with a brick front and located on the desirable north end of Waterloo, this home is clean, updated, and truly move-in ready. The only thing left to do is move in... and decide what belongs in the secret bookshelf closet.

Monthly Cost Estimate

$1,984/mo

20% down · 6.5% · 30 years

Principal$268
Interest$1,607
Insurance$108

Estimates only. Actual payments may vary.

Location

1521 Rachael Lane

Waterloo, IL 62298

Rose Meadows

Features & Amenities

Interior Features

BarBreakfast BarEat-in KitchenEntrance FoyerOpen FloorplanStorageVaulted Ceiling(s)Walk-In Closet(s)Walk-In PantryWet Bar

Property Details

Construction

Brick Vinyl Siding

Outdoor Features

PorchPatioDeck

Parking

OpenDrivewayGarage

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherMicrowaveOvenRangeRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1521 Rachael Lane is listed at $370,900 ($151/sqft). The estimated monthly payment is $1,983 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2015, 0.28 acre lot. Interior Features: Bar, Breakfast Bar, Eat-in Kitchen.

This property is listed by Monica Schmidt and can be reached at 6185679203.

MS

Monica Schmidt

Agent at eXp Realty

(618) 567-9203
Agent website

Listed by eXp Realty · Broker phone: (888) 574-9405 · View on Broker Site · Broker website

MLS# 26046372· Source: Mid America Regional Information Systems, Inc.· 84 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1521 Rachael Lane, Waterloo, IL 62298

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