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About This Home

This 3-bedroom, 2-bathroom single family at 12096 OAK STREET in Largo, FL is listed for $650,000 ($424 per sqft). Built in 1968, the home offers 1,533 sqft of living space on a 0.18 acres lot.

Agent Description

This fully renovated pool home less than 5 minutes from the beach, is not in a flood zone, and sits in a neighborhood with no rental restrictions, making it an ideal primary residence, vacation home, or investment opportunity. The home has three bedrooms, two bathrooms, and over 1,500 square feet, with an open layout designed for easy living and entertaining.

The updated kitchen is the centerpiece of the home, featuring wood cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, wine fridge, and a large island with bar seating. It flows seamlessly into the living and dining areas, all finished with durable luxury vinyl plank flooring. Just off the main living space is a bright Florida room overlooking the backyard and pool, perfect for a home office, additional lounge space, or game room.

Step outside to a true backyard retreat. The heated saltwater pool features a pebble finish, sun shelf with umbrella sleeve, and a fountain, all surrounded by travertine pavers, tropical landscaping, and low-maintenance artificial turf. There is also a safety pool fence and a covered seating area with a mounted TV, creating a great space to relax or entertain.

Major improvements include a new roof in 2019, HVAC and ductwork in 2019, and an updated electrical panel in 2017.

This property is already operating as a highly successful Airbnb with a Superhost in place, future bookings on the calendar, and over $92,000 in gross income in 2025, making it a true turnkey investment opportunity.

Reach out to schedule a private showing.

Key Features

  • Built in 1968
  • 0.18 acre lot
  • Private pool

Property Details

2 full
1968

Amenities

Pool

Monthly Cost Estimate

$3,476/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,817
Insurance$190

Estimates only. Actual payments may vary.

Location

12096 OAK STREET

Largo, FL 33774

HARBOR CREST

Features & Amenities

Interior Features

Ceiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWindow Treatments

Exterior Features

LightingRain GuttersSprinkler MeteredPool

Property Details

Flooring

Vinyl

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

Electric (Heating)

Cooling

Central Air

Appliances

DishwasherGarbage DisposerRangeRefrigeratorRefrigerator - Wine StorageWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 12096 OAK STREET is listed at $650,000 ($424/sqft). The estimated monthly payment is $2,817 based on 20% down at 6.5% interest.

Key features include: Built in 1968, 0.18 acre lot, Private pool. Interior Features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen. Exterior Features: Lighting, Rain Gutters, Sprinkler Metered.

This property is listed by Anthony DiCosimo and can be reached at 7277551622 or adicosimo@smithandassociates.com.

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Anthony DiCosimo

Agent at SMITH & ASSOCIATES REAL ESTATE

(727) 755-1622

Listed by SMITH & ASSOCIATES REAL ESTATE · View on Broker Site

MLS# TB8503114· Source: listhub· Updated 33 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12096 OAK STREET, Largo, FL 33774

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