About This Home
This 5-bedroom, 4-bathroom single family at 1234 Mill Creek Circle in Saint Cloud, MN is listed for $400,000 ($117 per sqft). Built in 1996, the home offers 3,432 sqft of living space on a 0.40 acres lot.
Key Features
- Built in 1996
- 0.40 acre lot
- Fireplace
Property Details
Amenities
Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout.
The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances.
Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower.
An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage.
Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.
Monthly Cost Estimate
$2,739/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
1234 Mill Creek Circle
Saint Cloud, MN 56303
Mill Creek
Features & Amenities
Exterior Features
Property Details
Parking
Heating
Cooling
Appliances
Questions & Answers
This 5-bedroom, 4-bathroom single family at 1234 Mill Creek Circle is listed at $400,000 ($117/sqft). The estimated monthly payment is $2,740 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.
HOA fees are $600/month.
Key features include: Built in 1996, 0.40 acre lot, Fireplace. Exterior Features: Brick/Stone, Vinyl.
This property is listed by Abby Schannauer and can be reached at (763) 657-4444.








