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About This Home

This 3-bedroom, 4-bathroom single family at 1469 Cowart Rd in Lottsburg, VA is listed for $849,000. Built in 2012, on a 0.99 acres lot.

Agent Description

New price! Exceptional value & recently repositioned to reflect current market conditions. Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architect, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency.

Protected river setting with 2 minute boat ride to Potomac River. Easy 2.5 hour drive from Northern VA & DC. A true waterfront oasis on Virginia's Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch.

The home was custom-designed with an open floor plan and oriented to capture panoramic river views. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, & opens to a waterside deck & screened porch; ideal for indoor-outdoor living.

The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out basement offers recreational space with access to a lower waterside patio.

While unfinished, it is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurric

ane force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows & doors, isolated water shut-off valves, automatic generator, and so much more. This home is not located in an HOA & is already wired with Breezeline Broadband highspeed internet.

Key Features

  • Built in 2012
  • 0.99 acre lot

Property Details

1 story
4 full
2012

Monthly Cost Estimate

$4,541/mo

20% down · 6.5% · 30 years

Principal$614
Interest$3,679
Insurance$248

Estimates only. Actual payments may vary.

Location

1469 Cowart Rd

Lottsburg, VA 22511

Cowart Pointe North

Features & Amenities

Interior Features

BedroomOnMainLevelTrayCeilingsCeilingFansEatInKitchenGraniteCountersHighCeilingsHighSpeedInternetKitchenIslandPantryRecessedLightingCableTvWiredForDataWalkInClosets

Exterior Features

BoatLiftDeckDockPorchStorageShedUnpavedDriveway

Property Details

Flooring

Wood

Construction

Frame

Parking

DrivewayGarageOff Street

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central AirElectricHeat Pump

Questions & Answers

This 3-bedroom, 4-bathroom single family at 1469 Cowart Rd is listed at $849,000. The estimated monthly payment is $3,679 based on 20% down at 6.5% interest.

Key features include: Built in 2012, 0.99 acre lot. Interior Features: BedroomOnMainLevel, TrayCeilings, CeilingFans. Exterior Features: BoatLift, Deck, Dock.

This property is listed by Lisa M Shultz and can be reached at 8885360216 or lisa.shultz@longandfoster.com.

LS

Lisa M Shultz

Agent at Bay/River

(888) 536-0216

Listed by Bay/River · View on Broker Site

MLS# 202600111· Source: listhub· Updated 112 days ago

Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1469 Cowart Rd, Lottsburg, VA 22511

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