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About This Home

This 3-bedroom, 4-bathroom single family at 1469 Cowart Road in Lottsburg, VA is listed for $849,000. Built in 2012, on a 0.99 acres lot.

Agent Description

New price! Exceptional value & recently repositioned to reflect current market conditions. Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architect, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency.

Protected river setting with 2 minute boat ride to Potomac River. Easy 2.5 hour drive from Northern VA & DC. A true waterfront oasis on Virginia's Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch.

The home was custom-designed with an open floor plan and oriented to capture panoramic river views. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, & opens to a waterside deck & screened porch; ideal for indoor-outdoor living.

The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out basement offers recreational space with access to a lower waterside patio.

While unfinished, it is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurrica

ne force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows & doors, isolated water shut-off valves, automatic generator, and so much more. This home is not located in an HOA & is already wired with Breezeline Broadband highspeed internet.

Key Features

  • Built in 2012
  • 0.99 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
4 full
2012

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$4,541/mo

20% down · 6.5% · 30 years

Principal$614
Interest$3,679
Insurance$248

Estimates only. Actual payments may vary.

Location

1469 Cowart Road

Lottsburg, VA 22511

Cowart Pointe North

Features & Amenities

Interior Features

BedroomOnMainLevelTrayCeilingsCeilingFansEatInKitchenGraniteCountersHighCeilingsHighSpeedInternetKitchenIslandPantryRecessedLightingCableTvWiredForDataWalkInClosets

Exterior Features

BoatLiftDeckDockPorchStorageShedUnpavedDriveway

Property Details

Flooring

Wood

Construction

Drywall Frame VinylSiding WoodSiding

Pool Features

PorchDeck

Parking

GarageOff StreetDrivewayPaved or Surfaced

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Heat PumpElectricCentral Air

Appliances

PropaneWaterHeater

Questions & Answers

This 3-bedroom, 4-bathroom single family at 1469 Cowart Road is listed at $849,000. The estimated monthly payment is $3,679 based on 20% down at 6.5% interest.

Key features include: Built in 2012, 0.99 acre lot, Fireplace, Waterfront. Interior Features: BedroomOnMainLevel, TrayCeilings, CeilingFans. Exterior Features: BoatLift, Deck, Dock.

This property is listed by Lisa Shultz and can be reached at 8047241587 or lisa.shultz@longandfoster.com.

LS

Lisa Shultz

Agent at Long & Foster Real Estate

(804) 724-1587

Listed by Long & Foster Real Estate · View on Broker Site

MLS# 202600111· Source: listhub· Updated 112 days ago

Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1469 Cowart Road, Lottsburg, VA 22511

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