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About This Home

This 4-bedroom, 5-bathroom single family at 1585 Cold Mountain Road lot: 18 in Lake Toxaway, NC is listed for $4,995,000. Built in 2006, on a 0.61 acres lot.

Agent Description

Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living.

Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors.

At the heart of the home, the chef's kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round.

Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake - the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character.

Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddle boards, canoes, and all your lake gear.

Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.

Key Features

  • Built in 2006
  • 0.61 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full, 1 half
2006

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$30,799/mo

20% down · 6.5% · 30 years

Principal$3,612
Interest$21,645
Insurance$1,457
HOA$4,085

Estimates only. Actual payments may vary.

Location

1585 Cold Mountain Road lot: 18

Lake Toxaway, NC 28747

Lake Toxaway Estates

Features & Amenities

Interior Features

BreakfastBarBuiltInFeaturesKitchenIslandPantryVaultedCeilingsWalkInClosetsWorkshop

Exterior Features

DockPrivateYard

Property Details

Flooring

WoodTile

Construction

Frame Stone WoodSiding

Views

Lake

Pool Features

PorchDeck

Parking

Garage

Cooling

Heat PumpGas (Cooling)

Appliances

DryerDishwasherExhaustFanGasOvenRefrigeratorWasher

Questions & Answers

This 4-bedroom, 5-bathroom single family at 1585 Cold Mountain Road lot: 18 is listed at $4,995,000. The estimated monthly payment is $25,730 based on 20% down at 6.5% interest.

HOA fees are $4085/month.

Key features include: Built in 2006, 0.61 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BreakfastBar, BuiltInFeatures, KitchenIsland. Exterior Features: Dock, PrivateYard.

This property is listed by Fulmer Freeman and can be reached at 8287126446 or cfree@laketoxaway.com.

FF

Fulmer Freeman

Agent at Lake Toxaway Company

(828) 712-6446

Listed by Lake Toxaway Company · View on Broker Site

MLS# 1003359· Source: listhub· Updated 11 days ago

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1585 Cold Mountain Road lot: 18, Lake Toxaway, NC 28747

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