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About This Home

This 3-bedroom, 6-bathroom single family at 95 Cardinal Trace lot: 34R in Lake Toxaway, NC is listed for $5,499,000. Built in 1988, on a 1.82 acres lot.

Agent Description

Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club and Golf Course, marina, and the Greystone Inn!

Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone firepla

ce, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity.

The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views!

Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower-level Kitchen with outdoor access, and additional 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level.

The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65-acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility undisturbed by noise or wakes from the main lake.

Home can be purchased complete with all new designer furnishings! Adjacent 2.5 acre building site complete with 4 Bed Rm approved septic and lake access also available. Membership to the Lake Toxaway Country Club available through application.

Key Features

  • Built in 1988
  • 1.82 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full, 2 half
1988

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$33,495/mo

20% down · 6.5% · 30 years

Principal$3,977
Interest$23,829
Insurance$1,604
HOA$4,085

Estimates only. Actual payments may vary.

Location

95 Cardinal Trace lot: 34R

Lake Toxaway, NC 28747

Toxaway Estates

Features & Amenities

Interior Features

BeamedCeilingsBuiltInFeaturesCeilingFansChandelierCrownMoldingCathedralCeilingsDryBarDoubleVanityEntranceFoyerGraniteCountersHighCeilingsHighSpeedInternetKitchenIslandPrimaryDownstairsOpenFloorplanPantryStoneCountersSoakingTubVaultedCeilingsWiredForDataBar

Exterior Features

DockGasGrillFirePit

Property Details

Flooring

TileHardwood

Construction

Stone WoodSiding

Views

Lake

Pool Features

DeckPorch

Parking

OpenTandemDrivewayGarageOversize

Heating

Electric (Heating)ZonedHeat Pump (Heating)Central

Cooling

Heat Pump

Appliances

BuiltInElectricOvenBuiltInGasRangeBarFridgeBuiltInRefrigeratorConvectionOvenDownDraftDoubleOvenDryerDishwasherBuiltInFreezerGasWaterHeaterIceMakerMicrowaveStainlessSteelAppliancesWaterSoftenerTanklessWaterHeaterWasher

Questions & Answers

This 3-bedroom, 6-bathroom single family at 95 Cardinal Trace lot: 34R is listed at $5,499,000. The estimated monthly payment is $27,914 based on 20% down at 6.5% interest.

HOA fees are $4085/month.

Key features include: Built in 1988, 1.82 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BeamedCeilings, BuiltInFeatures, CeilingFans. Exterior Features: Dock, GasGrill, FirePit.

This property is listed by Jeff Ramm and can be reached at 6143321563 or jefframm@cbawest.com.

JR

Jeff Ramm

Agent at Coldwell Banker Advantage

(614) 332-1563

Listed by Coldwell Banker Advantage · View on Broker Site

MLS# 1003183· Source: listhub· Updated 33 days ago

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95 Cardinal Trace lot: 34R, Lake Toxaway, NC 28747

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