About This Home

This 4-bedroom, 4-bathroom single family at 1642 Churchill Downs in Key Largo, FL is listed for $3,511,000 ($1,069 per sqft). Built in 2023, the home offers 3,285 sqft of living space on a 0.32 acres lot.

Key Features

  • Built in 2023
  • 0.32 acre lot
  • Private pool
  • Waterfront

Property Details

3 full, 2 half
2023

Amenities

PoolWaterfrontA/CRV Parking
Listing Description

New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concret

e dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views.

Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor.

The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. New construction, incredible outdoor living, great dockage, sunset views and quick ocean access, this one checks all the boxes.

Monthly Cost Estimate

$18,778/mo

20% down · 6.5% · 30 years

Principal$2,539
Interest$15,214
Insurance$1,024

Estimates only. Actual payments may vary.

Location

1642 Churchill Downs

Key Largo, FL 33037

Cross Key Waterways (103.0)

Features & Amenities

Interior Features

ElevatorWalk-in Closet(s)Quartz Countertops

Exterior Features

BarBuilt-in GrillFencingHot TubOutdoor Kitchen

Property Details

Flooring

Tile

Construction

CBS

Pool Features

Pool

Outdoor Features

PorchDeck

Parking

RVOpen

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposalIce MachineWine CoolerStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1642 Churchill Downs is listed at $3,511,000 ($1,069/sqft). The estimated monthly payment is $18,778 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 0.32 acre lot, Private pool, Waterfront. Interior Features: Elevator, Walk-in Closet(s), Quartz Countertops. Exterior Features: Bar, Built-in Grill, Fencing.

This property is listed by AJ Vetter and can be reached at 3053048841.

AV

AJ Vetter

License 3296730

Agent at Palm House Real Estate

(305) 304-8841
Agent website

Listed by Palm House Real Estate · Broker phone: (305) 304-8841 · View on Broker Site · Broker website

MLS# 621244· Source: Florida Keys Board of REALTORS®· 26 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1642 Churchill Downs, Key Largo, FL 33037

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