About This Home

This 2-bedroom, 1-bathroom single family at 16650 120th Pl in Cedar Key, FL is listed for $859,900 ($812 per sqft). Built in 1980, the home offers 1,059 sqft of living space on a 1.00 acres lot.

Key Features

  • Built in 1980
  • 1.00 acre lot
  • Waterfront

Property Details

1 full
1980

Amenities

Waterfront
Listing Description

Tucked away on a private waterfront peninsula in historic Cedar Key, this rare coastal retreat offers the kind of setting most people only dream about! Surrounded by breathtaking water views and towering native trees, this 2 bedroom, 1 bath home captures unforgettable west-facing sunsets across the Gulf of Mexico from one of the most unique locations on the island.

Set on three separate lots totaling more than an acre, the property offers endless possibilities. Expand the existing home, build an additional residence, create a family compound, or simply enjoy the combination of island living and open space that is nearly impossible to find in Cedar Key.

The downstairs flex space provides room for hobbies, storage, guest overflow, or a future studio or workshop. Outdoor living takes center stage here. Fish directly from the shoreline, watch dolphins and birds pass by, or relax beneath the incredible canopy of mature trees that give the property its peaceful Old Florida charm.

A cargo lift adds convenience, while the garage, carport, and generous boat trailer parking make it easy to enjoy the waterfront lifestyle to the fullest. Located less than a block from the state museum and just a quick five-minute golf cart ride to downtown Cedar Key's restaurants, shops, marina, and community events, this property offers both privacy and convenience in one spectacular package!

Monthly Cost Estimate

$4,599/mo

20% down · 6.5% · 30 years

Principal$622
Interest$3,726
Insurance$251

Estimates only. Actual payments may vary.

Location

16650 120th Pl

Cedar Key, FL 32625

Cedar Key Shores

Features & Amenities

Interior Features

Bonus RoomCeiling FansElevatorKitchen Island

Exterior Features

Covered PorchOpen Deck

Property Details

Flooring

WoodTile

Construction

Block Concrete

Outdoor Features

DeckPorch

Parking

CarportGarage - Attached

Heating

Electric (Heating)Central

Questions & Answers

This 2-bedroom, 1-bathroom single family at 16650 120th Pl is listed at $859,900 ($812/sqft). The estimated monthly payment is $4,599 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1980, 1.00 acre lot, Waterfront. Interior Features: Bonus Room, Ceiling Fans, Elevator. Exterior Features: Covered Porch, Open Deck.

This property is listed by Kathleen Wright and can be reached at 3529493319.

KW

Kathleen Wright

Agent at Pelican Realty

(352) 949-3319

Listed by Pelican Realty · Broker phone: (352) 543-5581 · View on Broker Site · Broker website

MLS# 796354· Source: Dixie-Gilchrist-Levy Multiple Listing Service· 109 days on PropertySimple

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16650 120th Pl, Cedar Key, FL 32625

Open this listing in: